Business Interruption Cover

Protect your businesses income

Tree Surgeon & Arborist Insurance

An unforeseen disaster is every business owner’s nightmare. It can take days, weeks, months or sometimes years to recover fully from a business loss or disaster, but things can be made easier. With a business interruption insurance policy we can help you get back on track if something does go wrong. So rest assured your businesses revenue is protected in the event you suffer a loss of income and/ or increased costs of working due to a disaster. With this specialised cover in place you’ll get the help you need to get your business up and running again as soon as possible.

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What is Business Interruption Insurance?

Stay open for business

Business interruption insurance covers you in the event that your business has suffered a loss of income due to a disaster or loss, in unforeseen circumstances. You may for example find your company has to vacate its premises following a disaster such as a fire, in which case having a Business Interruption policy in place will reimburse your business for the revenue you would have otherwise earned, were it not for the disaster happening. The policy is based on your previous financial records and estimated future annual turnover, and will help you cover various operational expenditures such as gas, electricity, that might still be due.

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm


Business Interruption insurance in action

Tree Surgeon & Arborist Insurance

An estate agent rents a space next door to a bookmaker in a busy city location. One weekend after closing, the bookmaker is set upon by an arsonist who turned out to be a disgruntled customer. The arsonist manages to cause significant damage to the bookmakers and adjacent buildings with the fire spreading to surrounding buildings including the estate agents who operate out of the property next door. The business can no longer operate from these premises while repairs are made to the building. But while the business can be set up at a different location fairly easily, they’re forced to relocate to a less prominent location, further out of town which has led to a big drop in revenue for the business.

What was covered?

Because the estate agents have Business Interruption cover in place the business is able to claim for the loss in revenue caused due to relocating as a consequence of the fire at the neighbouring property until they are able to re-occupy their previous premises.

Compare Business Interruption Insurance quotes from a range of UK insurers

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

Our insurance experts will discuss your business needs with you and look to compare quotes from major UK insurance providers. We offer a bespoke service focused around designing tailored cover for your business, ensuring you get the right cover you need. Our Business Interruption cover is an additional cover we offer alongside our core covers such as Public Liability, employers Liability and Professional Indemnity insurance. We can often provide you with your business insurance and documents on the same day and offer a wide range of flexible payment options to suit you.

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm