Complementary Therapy Insurance

Complimentary Therapy Insurance


As a Complementary Therapist it’s important to consider the risks of your business. Whether you’re salon or mobile based, the fact that you work directly with the public using water, oils and creams means that you have to consider protecting yourself with public and products liability cover should something go wrong while you treating someone.

A Complimentary Therapy insurance policy can help to cover you for a range of therapies, including, but not limited to: aromatherapy, allergy testing, various types of massage, nutritional therapy, reflexology, Reiki, homeopathy, hypnotherapy and more. It can also provide cover for gym instructors and personal trainers, sports therapists, and Pilates and yoga instructors.

Taking out a tailored business insurance policy with The Insurance Octopus will help to provide you with the financial protection you need if you are faced with a liability claim for damage or injury that could negatively affect your business profits in the long run.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Complementary Therapy Insurance Policy includes


Public Liability insurance

Public Liability insurance cover is available as standard  from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt, or their property become damaged as a result of your negligence, public liability insurance will help to protect you.

Treatment Risks

Treatment Risks are an extension of your public liability policy and covers you in the event of a claim being made against you if one of your treatments causes an injury to a client.

Employers Liability insurance

Employers Liability insurance cover is mandatory if you have one or more employees. Employers Liability cover comes as standard at £10m and will protect you, as the employer, against claims from your staff should they be hurt when working for you.

Products Liability

Products liability covers as standard from £1 to £5m in the event that one of the products you either use in your treatments or sell causes an injury or property damage to one of your clients.

Business Contents cover

Business Contents cover includes your trade contents, fixtures and fittings, stock, employees and customers personal effect, and will protect them should your business be faced with a disaster such as fire or flooding.

Tools & Equipment cover

Tools & Equipment cover protects your complimentary therapy tools of the trade, should they be lost, stolen or broken. Damage, loss, destruction or theft can be a major setback for a business if encountered. This cover will help get you back on track quickly, with minimal disruption to your business’ activities and operations.

Personal Accident cover

Personal Accident cover will help with your financials should you have an accident whilst working. The cover will help provide compensation for a specific period of time that you are unable to work as a result of the accident.

Business Money cover

Business Money covers your business cash whilst on the premises during working hours.

Have you considered Business Interruption cover?

In the unlikely event that something happens to your business premises, have you considered what impact this may have? Many businesses don’t and then suffer the consequences as a result. Business Interruption insurance covers the loss of income from being unable to trade as a result of insurable claim such as fire, flood, or storm damage among others. This could be vital to some businesses dependent upon the length of time they are unable to trade.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Benefits of having Complementary Therapy Insurance


Having your own Complementary Therapy Business should be an exciting and rewarding experience, which is why you need to protect your business for financial security in the event that something goes wrong. If you own a salon or you rent a space within a hair and beauty salon, you need to have a comprehensive complementary therapy policy in place to protect you against unforeseen events and interruptions to your business.

The Insurance Octopus is able to specifically tailor your Complementary Therapy Business insurance around your personal needs, with you, your business and range of treatments you offer at the forefront. As a result you will be covered for all eventualities, giving you the peace of mind that you are completely covered through The Insurance Octopus.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

When you’re considering taking out a policy, one of The Insurance Octopus Massage Therapist insurance specialists will discuss your business requirements with you and compare personalised quotes from a number of major insurance providers, ensuring you get a bespoke policy. You will only pay for the cover you need, which can include a number of additional policy extras you may require.

We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.

Speak to us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm