Hair & Beauty Insurance

Professional Hair and Beauty Insurance for salon or mobile based Beauticians

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Our hair and beauticians insurance policies are specially designed and tailored with you in mind to match your exact requirements. For peace of mind, we can help you to tailor your insurance to provide additional covers as and when you need them with the flexibility of being able to add them at any point during the policy year. This is particularly useful if you decide to offer additional treatments and services during the length of your policy.

Talk to us today and allow us to compare hair and beauty insurance quotes and find you the most comprehensive deal for your business.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Hair & Beauty Insurance Policy includes

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Public Liability insurance

Public Liability insurance cover is available as standard  from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt, or their property become damaged as a result of your negligence, public liability insurance for hairdressers and beauticians will protect you.

Treatment Risks

Treatment Risks are an extension of your public liability policy, and covers you in the event of a claim being made against you if one of your treatments causes an injury to a client.

Employers Liability insurance

Employers Liability insurance cover is mandatory if you have one or more employees. Employers Liability cover comes as standard at £10m and will protect you, as the employer, against claims from your staff should they be hurt when working for you.

Products Liability

Products liability covers as standard from £1 to £5m in the event that one of the products you use or sell causes an injury or property damage to one of your clients.

Business Contents cover

Business Contents cover will include your trade contents, fixtures and fittings, stock, employees and customers’ personal effects.

Tools & Equipment cover

Tools & Equipment cover protects your beautician and hair salon tools of the trade, should they be lost, stolen or broken.

Personal Accident cover

Personal Accident cover will help with your financials should you have an accident whilst working. The cover will help provide compensation for a specific period of time that you are unable to work as a result of the accident.

Business Money cover

Business Money covers your business cash whilst on the premises during working hours.

Have you considered Business Interruption cover?

In the unlikely event that something happens to your business premises, have you considered what impact this may have? Many businesses don’t and then suffer the consequences as a result.

Business Interruption insurance covers the loss of income from being unable to trade as a result of insurable claim such as fire, flood, or storm damage among others. This could be vital to some businesses dependent upon the length of time they are unable to trade.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Benefits of having Hair & Beauty Insurance

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Having your own hair and beauty salon should be an exciting and rewarding experience, but you need to consider how to protect your business to ensure your financial security in the event of something going wrong. If you own a salon, you need to have a comprehensive  insurance policy in place.

The Insurance Octopus is able to specifically tailor Hair and Beauty insurance around your personal needs, with you, your business and the range of services and treatments you offer at the forefront. As a result you will be covered for all eventualities, ensuring you can carry on doing what you do best with the added peace of mind that you are completely covered through The Insurance Octopus.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why choose The Insurance Octopus?

When you’re considering taking out a policy, one of The Insurance Octopus Hair & Beauty specialists will discuss your business requirements with you and compare personalised quotes from a number of major insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need. We can ensure you have additional policy covers, including a wide range of treatments that you may provide as well as additional insurance options such as business interruption cover included as part of your package should you require them.

We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm