Musicians Insurance

Musicians Insurance

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As a professional musician you’ll need a reliable business insurance policy that will help you protect yourself and your band from risks associated with your business. You may need to also consider a specific musician insurance policy if you are a specialist musician, if you play large and expensive instruments or you work in many locations.

Whatever your musical speciality, we can help you save time and money on your musicians insurance policy and personalise your business insurance to your requirements. Whether you play solo or are in a band, our policies are designed to be flexible, allowing you to customise a low cost policy exactly how you need it and ensuring you have all of the essential cover in one simple insurance package.

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm

What your Musicians Insurance Policy includes

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Public Liability insurance

Public Liability insurance cover provides protection in case someone who works for your business injures or damages a member of the public or their property. If the third party then claims against your business and are awarded damages, your Public Liability insurance would cover the costs including legal fees that may occur in defending a claim. Public Liability Insurance is one of the most common insurance policy elements. Policy covers are available from £1m, £2m, £5m and can be higher upon request and subject to the insurer’s terms and conditions.

Employers Liability cover

Employers Liability insurance is a legal requirement if you employ anyone or pay additional band members on an ad-hoc basis that use your instrumental equipment. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.

All Risk protection

All Risk protection covers your equipment. As a musician, this will cover your items such as instruments, amps, microphones and even your laptop (subject to terms and conditions and policy limits).

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm


Why you need Musicians Insurance

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Effective insurance cover is essential for professionals and is a legal requirement. Many clients will now ask to see details of your professionals business insurance policy as part of their standard security checks.

As a musician, the last thing you’ll want to worry about is the potential costs incurred if something goes wrong when you’re performing. That’s why it’s important to look to get yourself covered and protect your financial security.

We’ll endeavour to look at job specific policy extras to add on to ensure you are fully protected come what may. Our cover is bespoke and because we get to know you, you only pay for the cover you will need.

Get your quote

Or call us on 01619682041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our professional insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring you’ll get a bespoke policy where you only pay for the cover you need.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for a quote.

Get your quote

Or call us on 01619682041, Mon to Fri 9am - 5.30pm