Nail Technician Insurance

Nail Technician Insurance

types of insurance for manucurist and nail technicians

At The Insurance Octopus, our comprehensive cheap business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap nail technician insurance or mobile nail technician insurance to the way you want it. All the essential cover you need in one business insurance policy.

As a manicurist or nail technician, you will be open to the public and will work direct with people, which all present risks. Within your working areas, there are conditions such as chemicals, glues, scissors, and nail dust that all pose a risk to someone. Nail technician insurance will help you if you are faced with a liability claim for damage or injury, all these risks and more can be managed with a nail technicians business insurance policy for a mobile or salon based nail business.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Nail Technician Insurance Policy includes

nail technician policy covers

Public Liability insurance cover

Public Liability insurance cover is available from £1m to £5m. Should one of your customers or a member of the public be hurt, or their property be damaged, or if a customer sues you if a treatment goes wrong, public liability insurance will protect you.

Employers Liability insurance cover

Employers Liability insurance cover is for you if you have one or more employees and then by law, you are required to have employers liability insurance. Employers Liability cover, is a standard £10m cover and will protect you as the employer against claims from your staff should they be hurt when working for you.

Business Contents cover

Business Contents cover will include your tools of your trade and contents, customer goods, employees and customer person effects, fixtures and fittings, all tailored cover will give you piece of mind.

Stock Insurance protection

Stock Insurance protection for every hairdressers is different and each will have various levels of stock. By making sure your business insurance is the correct level there will be no need for you to be paying for more than you need. However, quoting for less than you need could also be devastating for your financial status.

Business Interruption, Cash on Premises, Theft cover (optional)

Business Interruption, Cash on Premises, Theft by employee are all additional add-ons that can be increased or decreased as required. By having flexibility with your business insurance policy from The Insurance Octopus, you can make sure your insurance is just what you will need.

Have you considered Business Interruption cover?

In the unlikely event that something happens to your business premises, have you considered what impact this may have? Many businesses don’t and then suffer the consequences as a result.

Business Interruption insurance covers the loss of income from being unable to trade as a result of insurable claim such as fire,flood,storm amongst others. This could be vital to some businesses dependent upon the length of time they are unable to trade.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Benefits of having Nail Technician Insurance


Having your own hair and beauty salon can be very exciting and rewarding at the same time, but you need to protect your business for financial security. If you own a salon, barbers shop, or you rent a chair within a hair and beauty salon, you need to have a comprehensive hair and beauty insurance policy in place.

The Insurance Octopus is able to specifically tailor hair and beauty salon insurance and hair and beauty mobile insurance around your personal needs, with you, your business and range of treatments you offer at the forefront. As a result you will be covered for all eventualities whether that be loss of income, property damage to the building, treatment risks, contents and equipment amongst others. This ensures you can carry on doing what you do best with the added peace of mind that you are completely covered through The Insurance Octopus.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

When you’re considering taking out a policy, one of The Insurance Octopus Hair & Beauty specialists will discuss your business requirements with you and compare personalised quotes from a number of major insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need. We can add additional policy covers, including a wide range of treatments that you may provide as well as additional insurance options such as business interruption cover.

We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.

Speak to us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm