IT Computer Contractors

Professional Indemnity Insurance for IT Contractors

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At The Insurance Octopus, our personalised IT contractors insurance are designed to allow you to add, remove, increase or decrease all areas of your insurance policy. You will be able to put together a bespoke computer contractors insurance policy to the way you want it, ensuring you have all of the essential cover you will need with the right levels of cover for the risks you are exposed to.

Because businesses often hire IT computer contractors to provide additional skills that their in-house teams do not have, you are not protected in the same way as their employees. Should it be that you are accused of misrepresenting your skills or service and a client has relied on that information, should you make a mistake in your work, or should you be accused of negligence, it is important you have protection in place.

With the addition of you being exposed to computers and most likely sensitive or important data, a Professional Indemnity insurance policy that covers you is vital. The Insurance Octopus will work with you and cover you for all aspects of the work  that you to do ensure you  have the right cover for your needs.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your IT Computer Contractors Insurance Policy includes

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Professional Indemnity cover

Professional Indemnity cover limits from £50,000 to £10m. This Covers you for any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Typically these claims can be a result of Negligence, Dishonesty, Defamation, infringement of Intellectual Property Rights and Loss of Data.

Employers Liability insurance cover

Employers Liability insurance cover is required by law if you have one or more employees. Employers Liability cover, is standard at £10m and will protect you as the employer against claims from your staff should whilst working for you.

Public Liability cover

Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request.

Legal Fees

Legal Fees can cover the cost of legal representation ans other other associated legal claim costs.

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Business interruption

Business Interruption insurance covers the loss of income from being unable to trade as a result of insurable claim such as fire,flood,storm amongst others. This could be vital to some businesses dependent upon the length of time they are unable to trade.

Personal accident insurance

Personal accident insurance covers you if you have a personal accident and have to take time off work. The period of time you are covered for is dependent on which policy you take out.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need IT Computer Contractors Insurance

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Core insurance elements such as Business interruption, personal accident, contractors all risks are all additional add-ons that can be increased or decreased as required and cover you for vital areas of the consultative work you will be carrying out .

One key aspect that stands The Insurance Octopus apart when it comes to IT Contractors insurance and Professional indemnity insurance is the broad range of products you can add onto your cover. These include Public Liability, Employees Liability, Property & Contents Cover, Laptop Cover, Business Interruption Cover, Hacker Damage, Personal Accident and Legal Expenses.

The Insurance Octopus will endeavour to put a tailored business insurance package together for your exact business or personal needs with the relevant level of cover including vital insurance elements such as Professional indemnity cover.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why choose The Insurance Octopus?

If you’re ready to take out an IT Contractor’s Insurance policy, one of our insurance specialists will be available to guide you through the process and create a tailored policy which will include all of the cover you will need to protect your financial security.

We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.

Speak to us today to get a quote

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm