Construction Contractors

Professional Indemnity Insurance for Construction Contractors


Working as a professional within the construction industry entails a certain number of risks which is why it’s important to have the right business insurance in place to protect your livelihood. Our range of construction contractor’s insurance packages can provide you with the cover you need to be confident that, should the worst happen, your business is safe and you are protected.

At The Insurance Octopus, our personalised business insurance policies are designed to be flexible, allowing you to be able to put together a bespoke construction contractors insurance policy exactly how you need it, ensuring all the essential cover’ll need in one business insurance policy.

As everyone needs slightly different business insurance based on his or her specific work, we have a selection of UK insurers providing the widest choice of PI insurance.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Construction Contractors Insurance Policy includes


Professional Indemnity cover

Professional Indemnity insurance, or PI insurance, will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity cover limits from £50,000 to £10m.

Employers Liability insurance cover

Employers Liability insurance cover is required by law if you have one or more employees. Employers Liability cover, is standard £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.

Public Liability cover

Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.

Legal Fees

Legal Fees can cover the cost of legal representation, which can be expensive if you do not have cover. Legal Fee can cover the costs of a claim or defence in the event that someone makes a claim against you.

Tools cover

Tools cover helps you as a handyman, and protects your tools. Tools are expensive investments that need to be safe-guarded should they ever be stolen or damaged. Replacing or repairing your trade equipment can be costly, so you do need to be covered for all eventualities. Tool insurance can provide comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running.

Associated Claims Costs

Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need bring in expert witnesses in a court hearing.  It also helps to cover additional costs associated with a claim that you would not normally have to pay.

Business Interruption, Personal Accident and more

Business Interruption, personal accident, offshore working and more are all additional add-ons that can be increased or decreased as required. By having flexibility with your professional indemnity business insurance policy from The Insurance Octopus, you can make sure your insurance is exactly what you will need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Construction Contractors Insurance


Taking out the correct construction contractors insurance will ensure you are covered for all of the risks associated with your line of work. The Insurance Octopus will endeavour to put a tailored business insurance package together for your needs with the relevant level of Professional indemnity cover.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

We cover a variety of trades and occupations, and are experts in providing Professional Indemnity Insurance, ensuring you get a bespoke policy that ensures you only pay for the cover you need.

We have the ability to arrange additional cover for your business equipment at home, in the office or in transit and provide options for covering you in sector specific situations as required.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Speak to us today for more information and to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm