Corporate and Event Photographers

Professional Indemnity Insurance for Corporate and Event Photographers


As a corporate or events photographer, the pressure is on to produce outstanding images which live up to your clients expectations. If something goes wrong – for example your equipment breaks or you accidentally wipe all of the media from your memory card – then your client may choose place a claim against you for failure to provide the service that was assured to them. That is where a comprehensive Professional Indemnity policy can help.  Should you fall into a dispute with a client, it will help to cover the costs of defending against allegations or claims made against you, or paying compensation costs.

With the help of  The Insurance Octopus’ specialists, you can put together a Corporate and Event Photographers Insurance policy that not only includes Professional Indemnity cover, but additional essential covers to protect you against third party claims for injury or damage, and to cover the cost of replacing your equipment should it be lost, stolen or damaged.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Corporate and Event Photographers Insurance Policy includes


Professional Indemnity cover

Professional Indemnity insurance is a key element of cover which helps to protect you against risks such as negligence by making a mistake in your work or failing to provide the professional service you represented.  PI insurance will protect you and/or your business against any financial or trading loss that may be caused. Professional Indemnity cover limits are available from £50,000 to £10m.

Employers’ Liability insurance cover

Employers’ Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be injured or become ill because of the work they do for you.

Public Liability cover

Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.

Legal Fees

Legal Fees can cover the cost of legal representation which can be expensive if you do not have cover. Legal Fees can cover the costs of a claim or defense.

Associated Claims

Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need bring in expert witnesses in a court hearing. Additional costs associated with a claim that you would not normally have to pay.

Additional Covers for Equipment

We can provide information and quotes for a range of additional covers such as Business Equipment and Personal Accident cover to ensure that your policy protects you and your business fully. By having flexibility with your professional indemnity insurance policy from The Insurance Octopus, you can make sure your insurance is just what you will need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Corporate and Event Photographers Insurance


Your business relies on you providing a professional service and should you fail in this, or should a client feel that you have, you could face a costly claim brought against you. Without PI cover, you leave yourself and your business in a vulnerable position if this happens. Potential costs can be high as there are often legal expenses to consider as well as compensation costs to pay if a claim against you is successful.

Dealing with expensive photography equipment and having your job involve interaction with the public also leaves you liable for unexpected costs. That is why arranging a comprehensive policy which includes a variety of covers such as Equipment Breakdown and Public Liability as well as Professional Indemnity should be a top priority for your business.

The Insurance Octopus works with a wide selection of UK insurers who provide the best choice of PI insurance to ensure you have the cover you need to keep your business operating without worry. It couldn’t be easier to get cover designed for your needs at the right price.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

We cover a variety of trades and occupations and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover you need.

In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today for more information.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm