Health and Safety Consultants

Professional Indemnity Insurance for Health and Safety Consultants


As a health and safety consultant you will delivering first-class risk assessments as well as providing advice to your clients, all the while providing a professional and sound service.

Should a client feel that you have failed to identify or remedy Health and Safety requirements in an inspection, have failed to advise appropriately or have misrepresented new legislation, or have failed to meet the standards of regulation or compliance, then they may choose to place a claim against you should they believe you have been negligent and have caused them damage in any way. Ensuring you have the correct cover in place with a comprehensive Health and Safety Consultants Insurance is vital for protecting you in the event that this happens.

With the help of The Insurance Octopus, you will be able to build a bespoke Health and Safety Consultants Insurance policy built around the needs of your business, so you will only ever pay for the cover you want.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Health and Safety Consultants Insurance Policy includes


Professional Indemnity cover

Professional Indemnity insurance is a key element of cover to ensure you stay protected if mistakes are made or have been claimed to have been made in the process of assessments you make. PI insurance will protect you and/or your business against any financial or trading loss that may be caused. Professional Indemnity cover limits are available from £50,000 to £10m.

Employers’ Liability insurance cover

Employers’ Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be injured or become ill because of the work they do for you.

Public Liability cover

Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.

Legal Fees

Legal Fees can cover the cost of legal representation which can be expensive if you do not have cover. Legal Fees can cover the costs of a claim or defense.

Associated Claims

Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need bring in expert witnesses in a court hearing. Additional costs associated with a claim that you would not normally have to pay.

Additional Covers

Business interruption, business equipment, personal accident and more can all be added to your policy as required. Speak to the specialists at The Insurance Octopus to ensure your business insurance policy covers exactly what you will need.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Health and Safety Consultants Insurance


Because your business provides a professional health and safety service, your clients have an expectation of receiving expert guidance and good advice and assessments. If the assessments and consultations that you give are deemed to be insufficient or negligent, then a client could make a legal claim against you.

As a health and safety consultant, your service can shape a business significantly, meaning that the potential cost to your business if a claim is made can be high. As well as any resulting legal expenses there could also be compensation costs to pay if a claim against you is successful, both of which could be detrimental to your future success.

The Insurance Octopus can provide options for adding additional covers as required to ensure that you receive a business insurance package specifically tailored to your business needs. By working with a selection of UK insurers who provide the widest choice of PI insurance, we’ll help get you and your business protected in no time. It couldn’t be easier to get covered.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

We cover a variety of trades and occupations and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover that you need the most.

In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today for more information.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm