Interior Designer Insurance

Professional Indemnity Insurance for Interior Designers

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At The Insurance Octopus, our personalised interior designer insurance policies are designed to allow you to add, remove, increase or decrease all areas of your insurance policy. You’ll be able to put together a bespoke business insurance policy exactly how you want it, ensuring you have all of the essential cover you need in one insurance policy.

As a professional interior designer it’s important that you’re covered for the services you provide; our professional indemnity insurance policy will give you peace of mind that should there ever be a claim against you or your business you will be protected.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Interior Designer Insurance Policy includes

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Professional Indemnity cover

Professional Indemnity insurance, or PI insurance, will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity cover limits from £50,000 to £10m.

Employers Liability insurance cover

Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf. As an employer, you do have a legal responsibility to ensure that you have provided a safe and secure workplace for employees and visitors. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.

Public Liability cover

Public Liability cover protects you if a customer or a member of the public is injured or their property is damaged, and protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.

Legal Fees

Legal Cover will help you if there is property damage or injury that has caused by your own actions which could leave you vulnerable to legal court proceedings. Clients, employees or the public may sue you for damages so it’s important to ensure you have suitable cover in place.

Associated Claims Costs

Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need bring in expert witnesses in a court hearing.

Business interruption, personal accident etc.

Business interruption, personal accident, offshore working and more are all additional add-ons that can be increased or decreased as required. By having flexibility with your professional indemnity business insurance policy from The Insurance Octopus, you can make sure your insurance is exactly what you need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Interior Designer Insurance

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If your business provides a professional service or gives some form of advice, then your clients have an expectation of receiving expert guidance and a good standard of service. If this service is not received, unfortunately the customer could decide to make a legal claim for compensation. The potential costs to your business if a claim is made can be extremely high; along with legal expenses there could also be a compensation sum to pay. If you are not covered correctly it could be financially detrimental to you and your business.

We cover a variety of trades and occupations, and are experts in providing Professional Indemnity Insurance. We can add cover for your business equipment at home, in the office or in transit and provide options for covering you in sector specific situations as required. Get in touch with us today to arrange your Interior Designer insurance policy.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why choose The Insurance Octopus?

We cover a variety of trades and occupations, and are experts in providing Professional Indemnity Insurance. You will get a bespoke policy that ensures you only pay for the cover you need.

We can add cover for your business equipment at home, in the office or in transit and provide options for covering you in sector specific situations as required.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Speak to us today to find out more.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm