Hotel Insurance

Hotel Insurance

insurance policies for hotel owners

As a hotelier, you won’t want to worry about the possible loss, damage or theft from your hotel or expensive claims as a result of an employee or customer being injured within your hotel premises. Risk can be associated within many areas of your hotel establishment so having a comprehensive Hotel Insurance policy in place will go a long way to protecting your business financially.

At The Insurance Octopus, our personalised hotel insurance policies are designed to allow you to add, remove, increase or decrease all areas of your insurance policy. You will be able to put together a bespoke policy to the way you want it; meaning you only pay for the cover your hotel needs.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Hotel Insurance Policy includes

inside hotel room

Public Liability cover

Public Liability cover protects you if one of your customers is injured, or their property is damaged. This protects you against the cost of repairs or any legal proceedings that may be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request subject to terms and conditions.

Employers Liability insurance

If you have one or more employees and then by law, you are required to have employers liability insurance. This is a standard £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.

Buildings & Contents Insurance

This protects your building against an unforeseen event; make sure you have the right buildings sum you need insured, as this is not always the price you can sell the building for.

Money, Glass, & Accidental damage

Further optional add-ons include deterioration of stock, business interruption, Commercial Legal Expenses and loss of licence cover – get in touch for more information.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Benefits of having Hotel Insurance

why you need hotel insurance

When owning licensed or non-licensed premises, the possibility of risks occuring may increase for various reasons. People and alcohol can cause a wide variety of problems:

  • Assaults on your staff
  • Theft within your business premises
  • If you serve food, a customer may decide they have suffered ill health from eating it
  • Staff could be injured whilst going about their everyday duties

Everyday risks can also be associated with natural causes which could result in your business temporarily incapable of operating. In these types of situations, your staff could potentially hold you legally accountable which a court of law may also agree. In other situations, you could have suffered serious stock losses as well as a loss of income.

At The Insurance Octopus, we cannot stop any of these unfortunate events happening, but we can help you find a business insurance policy that provides the right financial protection for your hotel.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

When you’re considering taking out a policy, one of The Insurance Octopus Licensed/non-licenced specialists will discuss your business requirements with you and compare personalised quotes from a number of major UK insurance providers. We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm