Bakery Insurance

Bakery Insurance

levels of insurance cover for bakeries

The last thing you want to worry about if you own a bakery is the risks of the job. As with any shop, there’s always the chance that your baking making utensils become damaged or stolen, that your kitchen gets damaged or you face the risk of loss. There’s even the chance that an employee or member of the public is injured or worse due to your work leaving you facing an expensive claim.

Working in a profession which uses heat and sharp utensils undoubtedly exposes you, your employees and your customers to certain risks. That’s why it’s important to manage them with a tailored bakery insurance policy and keep your business safe.

At The Insurance Octopus, our comprehensive and tailored business insurance policies are designed to be flexible, giving you the opportunity to create a bespoke bakery insurance package ensuring that all of the essential cover you’ll need is in one, simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Bakery Insurance Policy includes

risks and perils for bakeries

Public Liability insurance

Public Liability insurance is available with various levels of cover ranging from £1m, £2m, and £5m. Public Liability insurance is important as it helps to protect you if a member of the public gets hurt or injured whilst on your premises.

Employers’Liability insurance

Employers’ liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees.

Contents and Stock cover

Contents and Stock cover can protect the loss of stock, customer goods, staff and customers’ personal effects, fixtures and fittings, computer and electronic business equipment, and helps to enable you to replace all the above in the event of a claim. This an important cover to consider if you own a bakery to ensure your business can stay operational in the event that something goes wrong.

Business Interruption, Cash on Premises, and Goods in Transit

Business Interruption, Cash on Premises, and Goods in Transit are further add-ons that can be increased or decreased as required making sure your insurance is just what you need.

By having flexibility with your business insurance policy from The Insurance Octopus, you can make sure your policy covers exactly what you need. Get in touch today for more information on a tailored quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Bakery Insurance


The joys of being a bakery owner can be overshadowed by the risks that owning a business can give rise to, which is why a comprehensive insurance policy is key. From malicious damage to theft of stock by burglary or theft of monies by an employee, many risks factors need to be considered when looking for a comprehensive bakery insurance policy that covers your baking business.

Insurance in the form of Bakery Insurance can also protect you against compensation claims and legal expenses. Even if you win a case, legal fees can be considerable so it is important for your financial success that you are covered.

You may also need to consider Public, Product and Employers liability insurance to ensure your business is protected from financial loss and remains profitable come what may.

Choosing the right insurance package that suits your business and any additional items you may require should be simple and easy, that’s why The Insurance Octopus will endeavour to put a policy together for you quickly to get you covered as soon as possible.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our bakery insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers ensuring that you get a bespoke policy with the cover you need at the right price. Our tailored cover allows us to add the covers you need at competitive prices.

In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today for more information.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm