Bridal and Wedding Shop Insurance

Bridal and Wedding Shop Insurance

wedding bridal bouquet

As a bridal and wedding shop owner, you will be open to the public and will work direct with people which presents risks that need to be considered.

Within your shop there may be conditions which pose risks to customers. If it’s raining outside customers can often cause water on the floor which can inadvertently cause a person to slip and fall, or  you may have a display that has become unsecured causing it to fall over and injure someone. These risks and more can be managed with a Bridal and Wedding Shop Insurance policy which will help protect your financial security if you are faced with a liability claim for damage or injury if something goes wrong in your store.

That’s why our business insurance policies are designed to be flexible, allowing you to put together a bespoke Bridal and Wedding Shop insurance package which gives you all of the essential cover you need in one simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Bridal and Wedding Shop Insurance Policy includes

wedding shop insurance covers risks and perils

Buildings and Contents cover

Buildings and Contents cover will protect the sums you insure to match the levels of protection you need. Covered items can include glass, shop fronts, signs and much more. Should your business premises be damaged then your contents may well be damaged too.

Public & Employers Liability

Public & Employers Liability is a legal obligation and covers retailers dealing directly with the public. As a retailer, you will have a legal responsibility to ensure that you have provided safe and secure surroundings for your employees and any visitors to your business premises. Public & Employers Liability cover is available as £2m, £5m and £10m.

Stock Insurance protection

Stock Insurance protection for every boutique is different and each will have various levels of stock. By making sure your shop insurance is the correct level, there will be no need for you to be paying for more than you need. It’s worth noting though that quoting for less than you need could be devastating for your financial status in the event of needing to make a claim.

Business Interruption, Cash on Premises, and Goods in Transit

Business Interruption, Cash on Premises, and Goods in Transit are all additional add-on covers that can be increased or decreased as required. By having flexibility with your business insurance policy from The Insurance Octopus, you can make sure your insurance is just exactly what you need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Bridal and Wedding Shop Insurance

bridal shops tailored insurance cover

As a bridal and wedding shop owner you are unfortunately at risk of many eventualities, including anything from malicious damage to theft of stock by burglary or theft of monies by an employee. All of these risks factors need to be considered when looking for a comprehensive retail shop insurance policy to be able to protect your business and yourself from financial loss.

Standard retail policies don’t always cover the large amount of bridal stock you may have, which you may use for shows and exhibitions, or for hiring out to customers. You may also use the services of self employed seamstresses within your shop and a standard liability insurance policy may not extend to all the cover you will need.

The Insurance Octopus will help you to build a tailored insurance policy specific to your bridal and wedding shop requirements to ensure you’re protected whatever comes your way.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our Retail Insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers to provide a bespoke policy that ensures you only pay for the cover you need including any added cover for extras such as contents insurance, fixtures and fittings and stock items.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm