Coffee Shop Insurance

Coffee Shop Insurance

coffee shop mug

Having a business that is open to the public will present many types of risks, so having a tailored and comprehensive business insurance policy for your coffee shop or tea-room is financially important.

At The Insurance Octopus, our comprehensive competitive business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap coffee shop insurance or tea-room insurance to the way you want it, ensuring you have all of the essential cover you need in one business insurance policy.

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Or call us on 01619682041, Mon to Fri 9am - 5.30pm

What your Coffee Shop Insurance Policy includes

coffee retailer insurance

Public Liability insurance

Public Liability insurance with various levels of cover available from £1m, £2m, and £5m. Public Liability insurance for cafes, coffee shops and café bars protects you if a member of the public gets hurt or injured whilst on your premises.

Employers Liability insurance

Employers liability insurance is a legal obligation if you employ permanent or temporary members of staff. As an employer it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.

Contents and Stock cover

Contents and Stock cover can protect your stock, customer goods, staff and customers’ personal effects, fixtures and fittings, computer and electronic business equipment.

Business Interruption, Cash on Premises, and Goods in Transit

Business Interruption, Cash on Premises, and Goods in Transit are further add-ons that can be increased or decreased as required making sure your insurance is just what you need.

Get your quote

Or call us on 01619682041, Mon to Fri 9am - 5.30pm


Why you need Coffee Shop Insurance

why coffee shops need insurance

As a retail shop owner, you are at risk from many eventualities, from malicious damage or theft of monies by an employee. All of these risks factors need to be considered when looking for a comprehensive shop insurance policy. Running a business can be highly profitable so you need to be able to protect your business and yourself from financial loss.

Additionally Retail insurance can also protect you against compensation claims and legal expenses. Even if you win a case, legal fees can be considerable so it is important for your financial success that you are covered by public & employers liability insurance.

Choosing the right insurance package that suits your business is important, which is why  The Insurance Octopus will help you to put together a tailored coffee shop insurance policy with ease.

Get your quote

Or call us on 01619682041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our shop or retail insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need. We can add cover for contents insurance, fixtures and fittings and stock items.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Call us today to speak to our specialists.

Get your quote

Or call us on 01619682041, Mon to Fri 9am - 5.30pm