Delicatessen Insurance

Delicatessen Insurance

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As an owner of delicatessen the last thing you want to worry about is the risks of the job. There’s always a chance of possible loss, damage or theft of your utensils, damage to your kitchens, or an expensive claim if an employee or member of the public is injured or worse due to your work. Working in a profession which uses heat and sharp utensils also poses a risk to you or another person. That’s why it’s important to manage these risks and keep your business safe with a tailored delicatessen business insurance.

At The Insurance Octopus, our comprehensive and tailored business insurance policies are designed to be flexible, allowing you create a tailored delicatessen insurance policy just the way you want it and ensuring that all of the essential cover you’ll need is in one, simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Delicatessen Insurance Policy includes

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Public Liability insurance

Public Liability insurance is available with various levels of cover ranging from £1m, £2m, and £5m. Public Liability insurance is important as it helps to protect you if a member of the public gets hurt or injured whilst on your premises.

Employers Liability insurance

Employers liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.

Contents and Stock cover

Contents and Stock cover can protect the loss of stock, customer goods, staff and customers’ personal effects, fixtures and fittings, computer and electronic business equipment, and helps to enable you to replace all the above in the event of a claim.

Business Interruption, Cash on Premises, and Goods in Transit

Business Interruption, Cash on Premises, and Goods in Transit are further add-ons that can be increased or decreased as required making sure your insurance is just what you need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why you need Delicatessen Insurance

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As a shop owner, you are at risk from many eventualities, from malicious damage to theft of stock by burglary or theft of monies by an employee. All of these risks factors need to be considered when looking for a comprehensive insurance policy that covers your business. To help ensure that your business is highly profitable you need to protect it and yourself from financial loss.

Insurance in the form of Delicatessen Insurance can also protect you against compensation claims and legal expenses. Even if you win a case, legal fees can be considerable so it is important for your financial success that you are covered by public & employers liability insurance.

Choosing, the right insurance package that suits your business and any additional items you may require – for example public and employers liability insurance or stock and contents insurance –  is important, which is why The Insurance Octopus will endeavour to put a policy together for you quickly and with ease.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our shop or retail insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers ensuring that you get a bespoke policy with the cover you need at the right price. Our tailored cover allows us to add cover for contents insurance, fixtures and fittings and stock items and more.

In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today for more information.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm