Pet Shop Insurance

Insurance cover for your Pet Store

pet shop kitten

You take pride and care in your work as a provider of pets and pet products, the work you do is incredibly rewarding – you help find new homes for animals. But as a pet shop owner and pet retailer you may have found that regular shop insurance does not offer you the cover you need, and you’ll want to ensure your business, employees and animals are adequately protected. Our Pet Shop insurance is designed with pet shops in mind and can offer the level of protection your business needs and deserves.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What does your Pet Shop Insurance include?

comprehensive pet shop insurance cover

Our pet shop insurance policy covers the typical risks associated with running a pet related business with extensive cover available to protect you, your staff, the public and your animals.

Core Covers

Public Liability Insurance

Public liability protects in case one of your customers or a member of the public suffers an injury, or property damage as a result of your business, with cover available as standard from £1 million to £5 million, with higher limits being made available upon request.

Product Liability

Cover in case the products you sell cause injury or property damage to a third party.

Employers Liability Insurance

Employers Liability is a compulsory insurance, required by law if you hire anyone within your business. It is there to protect both employees and the business in the event that an injury is caused at work.

Legal Cover

Legal cover gives you ultimate peace of mind, by ensuring any legal or court related costs are covered. Taken either as an optional add-on to cover situations such as Contract disputes or Debt Recovery or as part of one of our core standard covers such as Public liability or Employers liability.


Stock and Contents Cover

Protect the stock and content you need to generate revenue and run your business.

Buildings Cover

Protect the bricks and mortar parts of your business, with cover against damage to your business premises structure. This might include the floors, walls and roof of your commercial property and will typically also cover any fixtures and fittings too.

Business Interruption

Provides cover for a loss of profits caused by a disaster or loss occurring at your pet shop. With this cover in place we can help get your shop up and running as soon as possible and with as little interruption as necessary with the cover based on your previous years trading accounts.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Pet Shop cover in action

covers available for pet store owners

The owner of a pet shop which provides aquatic creatures and reptiles has put in a claim request following a fire at the store. None of the pets inside were harmed directly as a result of the fire however a fish tank was broken during the fire unfortunately resulting in the loss of the fish. The store will be up a running as normal within a week or two with really only minor damaged suffered, with the loss of some stock and the odd table suffering damage.

What was covered?

Following the incident the pet shop owner was able to successfully claim for the loss and damage of contents and stock due to having adequate contents and stock covers on the policy. They were also able to activate their business interruption insurance cover for the couple of week’s worth of trade lost due to the fire.

Compare Pet Shop Insurance quotes from a range of UK insurers

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

Our experts will find you the right insurance and the right level of cover, to ensure your business stays protected. Speak to one of our insurance experts today and find out what we can provide for your business. Protect both your business and your furry friends and get a quote using The Insurance Octopus today. We can often insure you same day and have your policy documents sent out that to you same day. Our experts can also take you through our range of flexible payment options.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm