Builders Insurance

Builders Insurance


At The Insurance Octopus, our comprehensive builders business insurance policies are designed as flexible as you need them to be. We’ll help you to tailor your builders insurance to ensure you get the essential cover you need in one, simple business policy.

Builders business insurance is important to help protect you and your business. Whether you need a general builders insurance policy or you are a specialist in a specific area of building such as domestic or commercial, The Insurance Octopus can help you save time and money on sorting out your policy.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Builders Insurance Policy includes


Public Liability cover

Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are £1, £2m, or £5m and higher levels are available upon request subject to insurers terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.

Employers Liability cover

Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.

Goods in Transit cover

Goods in Transit covers the contents of your van up to the policy valued specified. This cover is normally used for a tradesman that works on many buildings and construction sites.

Plant and Tools cover

Plant and Tools cover will protect your tools of your trade whilst working on site such as on a construction or building site.

If you are self-employed or you need additional insurance and cover, The Insurance Octopus will help to put a tailored business insurance package together for your specific business needs.

In addition to our standard tradesman and contractors insurance package, we can also arrange for a specific specialist insurance policy. For example, if you are a specialist in a particular field of bricklaying you may need to amend your policy to be specific to your business.

Additional conditions that can be tailored to include working up to 50 meters in height, if over 75% of your work uses heat or you work deeper than the standard 2-3 meters. Simply give us a call and we’ll happily provide a quote based on your needs.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Builders Insurance


There are many risks associated with being in a trade specific occupation, and there are areas of risk that you may need to consider when looking for business insurance. It’s important to make sure that your insurance covers everything it needs to.

Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities and full tool and equipment cover, plus additional covers as needed. We will endeavour to help you tailor your business insurance policy to the specific needs of your business in all instances.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring you get a bespoke policy where you only pay for the cover you need.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today to find out more about how we can help.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm