Carpet Fitters Insurance

Carpet Fitters Insurance


Tailored and comprehensive carpet fitters insurance will help you protect your business, providing the financial protection you could need against possible risks that could damage your business profits.

As a professional carpet fitter you’ll work directly with the general public, having access to private homes and businesses. In the chance that something were to happen to your customer or their belongings as a direct result of your business operations, it’s important to be able to cover the costs involved with a claim and protect your business financially.

At The Insurance Octopus, our carpet fitters insurance policies are designed to be flexible, ensuring that you’ll be able to tailor your insurance to exactly how you need it. You’ll get all of the essential cover you need in one simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Carpet Fitters Insurance Policy includes


Public Liability cover

Public Liability insurance cover is available as standard  from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt, or their property become damaged as a result of your negligence, public liability insurance for tradesman and contractors will protect you.

Employers Liability cover

Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.

Personal Accident cover

Personal Accident cover will pay your business a weekly sum if you or insured employees are unable to work after an accident. This cover can be used as an employee benefit.

Contract Works or Contractors All Risks cover

Contract Works or Contractors All Risks cover will insure your construction works plus materials, should they be damaged or the materials stolen prior to completion. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant. An example of this would be if you are completing an extension and it is damaged or destroyed by fire, you would have to complete the work again. Contract Works cover will provide the protection you need in this instance, and is available as a single one off policy or as a yearly policy.

Plant and Tools cover

Plant and Tools cover will protect the tools of your trade whilst working on site.

In addition to our standard carpet fitters insurance package, as a specialist in a particular field you may need to amend your policy to be specific to your business. Get in touch today to discuss your package.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Carpet Fitters Insurance


Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities, full tool and equipment cover.

You can also add additional covers and we will endeavour to help you tailor your carpet fitters insurance policy to the needs of your business.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our Tradesman Insurance Specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring that you get a bespoke policy where you only pay for the cover you need.

Trade insurance options available via our panel of UK brokers covering you for sector specific situations as required. We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm