Flooring Contractor

Flooring Contractor Insurance


A professional flooring contractor, you need a reliable business insurance policy that will help you protect yourself and your business from risks associated with your trade. You may need a specific business insurance policy if you are a specialist floorer such as working within domestic or commercial buildings, or if you do restoration work. Whatever your speciality we can help you save time and money on your flooring contractors insurance policy and personalise your business insurance to your requirements.

At The Insurance Octopus, our personalised insurance policies are designed to allow you to add, remove, increase or decrease all areas of your policy. You will be able to customise your own low cost flooring contractors insurance to the way you want it, ensuring you have all of the essential cover you need in one simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Flooring Contractor Insurance Policy includes


Public Liability cover

Public Liability insurance will help to cover your business if someone gets hurt or their property is damaged. Standard levels of cover are available from £1m, £2m, or £5m, with higher levels of cover available upon request and subject to terms and conditions of the insurer. Public Liability will protect you should there be a legal case for injury or damage.

Employers Liability cover

Employers Liability insurance is a legal requirement if you employ anyone or pay sub-contractors to complete works on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.

Contract Works or Contractors all Risks cover

Contract Works or Contractors All Risks cover will insure your construction works plus materials should they be damaged or the materials stolen prior to completion. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant. An example of this would be if you are completing an extension and it is damaged or destroyed by fire; you would have to complete the work again. Contract Works cover will provide the protection you need in this instance. Contract works insurance is available as a single one off policy or as a yearly policy.

Plant and Tools cover

Plant and Tools cover will protect your tools of your trade whilst working on site such as a construction or building site.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Flooring Contractor Insurance


There are many risks associated with being in a trade specific occupation, and there are areas of risk that you may need to consider when looking for business insurance. It’s important to get the right cover to protect your business.

Your flooring contractors insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need while working including liabilities and full tool and equipment cover. You also have the flexibility of having additional covers added to your policy to suit  the needs of your business.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our Tradesman Insurance Specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring that you get a bespoke policy where you only pay for the cover you need.

Trade insurance options available via our panel of UK brokers covering you for sector specific situations as required. We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm