Gardeners Insurance

Gardeners Insurance


As a gardener, you need to be aware of your working conditions which could pose a risk to you or a third party including sharp tools for cutting grass and plants, chemicals and machinery. Gardeners insurance or Landscape insurance will help you if you are faced with a liability claim for damage to a garden or plants and will provide the financial protection you may need against risks that could damage your business profits.

At The Insurance Octopus, our tailored business insurance policies are designed to be flexible, allowing you to tailor your cheap gardeners insurance or landscapers insurance to exactly how you need it providing you with all of the essential cover you will need in one business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Gardeners Insurance Policy includes


Public Liability cover

Public Liability cover is a necessary part of your insurance as you will be working at third party locations and with the general public. Public Liability is required to cover you or your company should someone get hurt or damage is caused to a property whilst you are working. Levels of cover are available up to £5m.

Employers Liability cover

Employers Liability cover is a legal obligation if you have employees with standard cover of £10m. As an employer, you will have a legal responsibility to ensure that you have provided safe and secure surroundings for your employees and any visitors to you business premises.

Tools cover

Tools cover will protect your tools of your trade and will cover for loss, damage or theft of your tools to a cost level you require.

Commercial Legal Expenses cover

Commercial Legal Expenses cover will help with legal costs in the event of any claim that is made against you or your business.

Contracts Works cover

Contracts Works cover, which can also be known as Contractors All Risk insurance, is protection for the materials used. This type of insurance is needed if you are involved with extending, refurbishing or converting old or new buildings including the grounds of a building. You are responsible for the landscaping work until the project is finished and handed over therefore you are responsible for the costs of the work again should something happen before the project is completed.

Personal Accident cover

Personal Accident cover will pay your business a weekly sum if you or an insured employee are unable to work after an accident. This can also be used as an employee benefit.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Gardeners Insurance


It’s important for your gardening business to ensure that you are protected against any risks associated with your line of work. A gardeners insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need including cover for liabilities, full tool and equipment cover, and any additional covers you may need.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for more information and a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm