Groundworker Insurance

Groundworker Insurance

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Groundworkers, tradesmen and contractors all have different levels of business insurance based on their line of work and the risks they face. Dealing daily with excavation works, foundations and footings carry increased risks, so to ensure that you are financially protected you need to consider taking out a tailored groundworkers insurance policy.

At The Insurance Octopus, our comprehensive cheap business insurance policies are designed to be flexible, ensuring you’re able tailor your groundworker insurance policy to exactly the way you need it providing all of the essential cover you need in one simple business insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Groundworker Insurance Policy includes

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Public Liability cover

Public Liability insurance comes with various levels of cover from £1m, £2m and £5m. Public Liability insurance is an essential component of groundworkers insurance. If a third party becomes injured or their property damaged as a result of your work, it is your public liability insurance that will cover the costs of repairs, court cases, and any compensation that may be due.

Employers Liability cover

Employers Liability insurance is a legal obligation if you employ permanent or temporary members of staff. As an employer, it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.

Legal Expenses cover

Legal Expenses will cover you if you have a legal dispute. Legal expenses can be costly and stressful but having legal expenses cover will give you financial protection for you and your business.

Contract Works or Contractors All Risks cover

Contract Works or Contractors All Risks cover will insure your construction works plus materials, should they be damaged or the materials stolen prior to completion. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant. For example, if you are completing an extension and it is damaged or destroyed by fire, you would have to complete the work again. Contract Works cover will provide the protection you need in this instance. Contract works insurance is available as a single one off policy or as a yearly policy.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why you need Groundworker Insurance

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It’s important for your groundworking business to ensure that you are protected against any risks associated with your line of work. A groundworkers insurance policy from The Insurance Octopus will include fundamental elements of insurance that you could need including cover for liabilities, full tool and equipment cover, and any additional covers you may require.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch today for more information and a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm