Handyman Insurance

Handyman Insurance

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At The Insurance Octopus, our comprehensive, low-cost business insurance policies are designed to allow you to add, remove, increase or decrease all areas of your policy. You will be able to tailor your handyman insurance to the way you want and need it to ensure all of the essential cover you need in one business insurance policy.

Having a tailored and comprehensive handyman business insurance policy will help you protect yourself and your business. Whether you only need a general handyman insurance policy or you specialise in a specific role we can help you save time and money on getting the right policy for you and your business.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Handyman Insurance Policy includes

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Public Liability cover

Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are available at £1, £2m, or £5m, with higher levels available upon request subject to insurers terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.

Employers Liability cover

Employers Liability insurance is a legal requirement if you employ anyone or pay sub-contractors to complete works on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability Insurance policy is £10m cover.

Tools cover

Tools cover helps you as a handyman, and protects your tools. Tools are expensive investments that need to be safeguarded should they ever be stolen or damaged. Replacing or repairing your trade equipment can be costly so you need to be covered for all eventualities. Tool insurance can provide comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running smoothly.

Personal Accident cover

Personal Accident cover will pay you or a member of your staff a weekly amount or lump sum should you or they be injured during the course of employment. The level of payment made will be dependent on the disablement or injury.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why you need Handyman Insurance

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Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities, full tool and equipment cover.

You can also add additional covers and we will endeavour to help you tailor your business insurance policy to the needs of your business. There are many risks associated with being in a trade specific occupation, and there are areas of risk that you may need to consider when looking for business insurance.

In addition to our standard handyman insurance package, if you are a specialist in a particular field of trade you may need to amend your policy to be specific to your business: for example, you can specify areas such as working up to 50 meters in height, having over 75% of your work using heat, or working deeper than the standard 2-3 meters.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers. You’ll get a bespoke policy that ensures you only pay for the cover you need. Trade insurance options are also available via our panel of UK brokers covering you for sector specific situations as required.

We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm