Tree Surgeon Insurance

Insurance for Tree Surgeons and Arborists

Tree Surgeon & Arborist Insurance

As a tree surgeon you’ll be used to working in unusual locations. You’ll spend much of your time working at height while up in trees; pruning, felling, chopping, and trimming to ensure the countries trees remain in tip top shape.

But your job isn’t the typical 9 to 5, with much of your time being spent working in varying locations, from national parks and inner cities to a home owners garden. You’ll be faced with a great number of risks and hazards on a daily basis, with a high potential for accidents occurring due to the heights involved and the need for high powered machinery which you’ll need to use to carry out much of your work.

Chainsaws, hedge or tree trimmers are just some examples of the types of dangerous heavy duty machinery you’ll be laying your hands on. Tree surgeons, or as they’re formally known; arborist or arboricultural specialists, carry out a specialised job and thus require bespoke insurance coverage to ensure their business and livelihoods are protected.

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What does your Tree Surgeon Insurance include?

Tree Surgeon & Arborist Insurance

Core Covers

Public Liability Insurance

Employers Liability is a compulsory insurance, required by law if you hire anyone within your business. It is there to protect both employees and the business in the event that an injury is caused at work.

Employers Liability cover

Public liability protects in case one of your customers or a member of the public suffers an injury, or property damage as a result of your business, with cover available as standard from £1 million to £5 million, with higher limits being made available upon request.

Legal Cover

Protect your business from the costs of court action and legal proceedings. With our legal cover available as an optional add-on to cover situations such as Employee Disputes and Tax Investigations or as part of our Employers liability or public liability policy.


Contract Works or Contractors All Risks cover

Contract Works or ‘Contractors All Risks’ insures your work plus materials, should they be damaged or stolen.

Personal Accident cover

Personal Accident cover will pay you or a member of your staff a weekly amount or lump sum should you or they be injured during the course of employment.

Third party Property Damage cover

An extension of public liability insurance and covers you for any damage you or your employees cause to the clients/third parties property you are working on.

Equipment Damage cover

Cover for the cost of replacing any damaged, lost or stolen equipment.

Our tree surgeon and arboriculture insurance cover is tailored to your tree surgery business. Often the key causes of accidents for tree surgeons involve chainsaws or other machinery, falls from height or being struck by falling timber / trees. There’s also the risk of falling trees causing damage to a third party or their property. So we’ve designed our policy with these risks in mind.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Tree surgeon and arborist cover in action

Tree Surgeon & Arborist Insurance

A tree surgery professional with plenty of experience in the tree service industry is involved in an accident during work. While carrying out work 15ft up a tree, our arborist slips on a wet branch. He falls with the chainsaw in tow.

While falling his arm is exposed to the chainsaws blade, with injury caused to his left arm. The injury results in the individual being signed off work for a number of months.

What was covered?

Following the accident the tree surgeon was able to successfully claim for medical and legal costs associated with the fall and subsequent injury thanks to having employer’s liability cover. They were also able to receive a weekly sum due to having Personal accident cover on the policy.

Compare Tree Surgeon and Arborist Insurance quotes from a range of UK insurers

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

We’re experts in arranging cover for all manner of business types across the majority of trades and industries. So speak to one of our experts today to see what we can provide for your business.

We can often insure you same day and have your policy documents sent out that to you same day. Our experts can also take you through our range of flexible payment options.

Get in touch today for a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm