As we keep hearing stories about crime rates climbing all the time it is no wonder that more shop owners are looking to find deals on cheap shop insurance to look after their goods.

This obviously isn’t the only reason for choosing to take out shop insurance but it is one of the most powerful ones. This is probably because we can see the effects of criminal activity on the news just about every day.

However, what about those other events you need to be covered against which maybe aren’t quite so obvious? Let’s have a look at a few of them.

Storm Damage

This isn’t exactly unheard of in the UK, is it? It is something which hits some parts of the country more frequently than others but there are few towns and cities in which the business owners can feel truly safe from suffering losses due to this happening to them.  Your shop insurance will help to protect you should your shop premises suffer storm damage.

Fire Damage

Another type of damage to business premises which isn’t all that common but which could happen to any one of us at some point is fire damage. This would clearly be a disaster to the owner of any type of shop and would almost certainly result in significant structural damage as well as the loss of goods. Without the right kind of shop insurance this could result in a serious threat to the shop’s continued existence.

Public Liability Insurance

A lot of shop owners don’t ever think about this type of incident, but it is something which could have a disastrous effect on their business. If a member of the public suffers some sort of accident or illness as a result of your negligence then you could be hit with a massive liability claim. However, by simply taking out a comprehensive shop insurance policy you can make sure that you are covered in the event of this kind of thing happening.

For cheap shop insurance which gives you the cover you need why not arrange a quote with us online or give us a call today.