With winter approaching and cold temperatures ahead, there are various risks to properties which come along with the run-up to the festive season and into the New Year. Freezing related claims made up 35% of all claims last year, according to the National Landlords Association, with a cost in excess of £40,000 as a result of frozen and broken pipes.

This is why, whether a restaurant, hotel or business, it is crucial to implement procedures within the property you own or manage to ensure the safety and care of both customers and employees. Both external and internal areas of an average building can pose serious problems as the temperatures drop so it’s important to consider all aspects.

Here we have pulled together our top tips covering all bases, both inside and out, to make sure your property, establishment or business building are protected in the run-up to Christmas and throughout the winter months.

TIps-to-protect-your-business-premises-this-winter

Have you got any more tips we haven’t included? Let us know on Twitter @TheInsuranceOct!