With adverse weather conditions hitting the UK recently, there’s no time like the present to check your business is adequately covered for weather-related damage. No matter how healthy business is going, there is always a risk of Mother Nature coming along to put a damper on profits.
Hurricane-force winds, persistent torrential rain, thick snow and treacherous ice can all cause havoc for people – especially for businesses.
The recent stormy conditions exemplified just how much damage can be left following a blustery night. Structural damage ranging from minor to serious can result in heavy repair costs. Not to mention properties and premises might be deemed unsafe to reside in causing even more business setbacks.
Damage caused to power lines from falling trees is another great inconvenience when prolonged power cuts occur. Water supplies can also be affected leaving businesses with no choice but to shut up shop for the day in line with health and safety regulations.
Ensure you’re covered
Landlords, retailers, office-based businesses and building contractors should all opt for comprehensive insurance coverage to provide protection against all risks.
If you are a building contractor, the weather has massive implications. For example, many weeks’ worth of hard work could potentially be ruined in moments by strong winds. Having to start from scratch costs a lot of time and money, but with the right insurance policy you will be protected when faced with this kind of situation.
Cutting corners when it comes to your business insurance simply does not warrant the risk. Having a policy that is tailor made for your needs makes a lot of sense and gives you peace of mind so you can concentrate on the job at hand and feel assured that you’re being covered in the instance that bad weather strikes.
To speak to us about business insurance call 0161 968 2041 or email: [email protected].