As a landlord you do need to keep a regular safety check of all of your electrical goods if you offer your rental properties as furnished with white goods. It is of utmost priority in order to safe guard your property, your tenants and to keep your Landlord Insurance valid.
Landlords are being warned to take extra care with electrical goods that they already have in their properties, plus any new ones they supply, such as fridge freezers, cookers and tumble dryers.
The warning to landlords comes after continued safety alerts and product recalls on many appliances of big household names. Only recently, a fire services team had to rescue a family from a burning house when a tumble dryer had sparked a serious house fire.
One manufacturer Beko, has been at the centre of stories about domestic fires caused by their appliances, with fire brigades claiming that they have caused at least 20 blazes at homes since 2010. Despite a number of alerts and product recalls, it is estimated that around 138,000 Beko affected appliances are still in domestic properties. Beko may have had received the worst publicity surrounding their products but this is by no means the only manufacturer to have received bad publicity and issued product recall alerts.
Electricity is a major cause of fires in homes in the UK so what can we do to make sure we are safe?
The first thing to do is to check appliances regularly in your home. If items are becoming old and worn replace them as they can become a danger. When replacing items, you should always register with the manufacturer whenever you buy a new appliance; that way you can be contacted in the event of a product recall.
Landlords need to have the safety issued certificates dated and stamped on all white goods that are provided with the homes and need to do the safety checks 6 monthly or 12 monthly. It’s also worth ensuring that every appliance is properly recorded on the inventory with its make and model number.
In a recent insurance claim, a landlord suffered over £100,000 worth of damage to his property and loss of rent following a fire from a faulty fridge freezer. Had the landlord completed the proper safety checks, this could have been prevented.
Manufacturers can recall products at any time and they do not always have to be a new product.
Over the last 6 years there have been approx 266 product recalls but there can also be difficulties in making sure that all items do come back to the manufacturers due to ages of items.
For example, out of one batch of faulty dishwashers made over a 7 year period that are at risk of catching fire, just 1 in 4 have been traced. The Electrical Safety Council says the average success rate of recalls is usually 10-20%.
In order to help out, we’ve listed below the main product recall information websites:
Electrical Safety Council (ESC): www.esc.org.uk/recall. You will need to enter a model number, brand name or description of a particular item. If the product has been recalled, the website will advise on next steps.
Recall UK is the primary product recall site that lists all UK product recalls, for all product types, announced in the last few weeks: www.recalluk.com/default.aspx
Beko safety notices: www.beko.co.uk/Pg/ProductSafetyNotices
Bosch safety notices: www.bosch-home.com/us/support/safety-notices.html
Having a comprehensive Landlord Insurance policy in place is the first priority for anyone renting out a property. For help with yours, get in touch with The Insurance Octopus specialists today who can walk you through the various types of cover and ensure you’re protected.