Selling items requires a space to sell from and, in the majority of cases, this means a retail outlet or shop. The shop itself is a vital part of business and not only should you ensure that it is protected against damage occurring from vandalism and from natural disasters but you should also ensure that you have adequate contents insurance, public liability, and employers liability policies as part of your shop insurance program.
Losing your stock to flood damage or fire can prove as costly as the damage to the building itself. Contents insurance not only covers the stock but fittings, fixtures, and the items that you need to run your shop and make sales. Losing any of these can lead to a loss of revenue and income so protecting them with good shop insurance coverage should be considered vital.
Retail insurance can also protect you against court cases and ensure that you have the money to meet legal expenses and to cover compensation claims. Even if you win a case, the expenses associated with going to court can prove hefty so it is important that you have good litigation cover in place.
Call us today to get your shop insurance and protection your retail business.