When it comes to health and safety in the workplace, businesses might go through the motions and fulfil any legal obligations, but how many truly invest in proactive risk management?

A new report published by the European Agency for Safety and Health at Work has recommended that SMEs, as the employers of 67% of the EU workforce, must use their resources more wisely and improve the overall approach to health and safety.

According to the research, SME employees are disproportionately likely to be negatively affected by the results of poor occupational safety and health, with 82% of workplace injuries and 90% of fatalities happening in small and medium sized companies.

What can businesses do to improve risk management?

While smaller enterprises might not have the funds to invest in a designated team of health and safety experts, there are specialised small business consultants that can be hired temporarily to get the ball rolling on a new approach.

This way you can have audits carried out and receive expert recommendations on ways to improve the work environment for your staff, in turn increasing morale and reducing a variety of risks. Obviously, checking that you have comprehensive small business insurance cover in place that’s tailored to your specific needs is an essential aspect of any solid risk management plan.

Are you fully covered for all of the risk factors? If you’re unsure, it’s well worth taking a detailed look or seeking more information from The Insurance Octopus. We compare providers across the UK in order to find the best deal for your business.

Simply listening and reacting quickly to concerns raised by your employees can make the world of difference. After all, they are the ones able to provide valuable input on how everything unravels on a day-to-day basis.

Contact us today for further information on bespoke business insurance packages.