Artists Insurance

Fast & flexible cover to protect budding and experienced artists

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We insure thousands of Professionals across the UK

Effective business insurance cover is essential for all professionals.

Working as an artist means you’ll need a reliable business insurance policy that will help you protect yourself from risks associated with your business. It’s important to make sure that you are fully insured, especially if you work alongside the general public as it poses risks to both yourself and others, and unfortunately things can sometimes go wrong.

To help you when things don’t go as planned, make sure you’re financially protected with a tailored and comprehensive entertainment insurance policy with The Insurance Octopus. Our policies are designed to be flexible, allowing you to customise a low cost package exactly how you need it, ensuring you have all of the essential cover in one simple insurance package.



What your artists insurance policy includes



Public Liability insurance cover
Public Liability insurance cover provides protection in case someone who works for your business injures or damages a member of the public or their property. If the third party then claims against your business and are awarded damages, your Public Liability insurance would cover the costs including legal fees that may occur in defending a claim. Public Liability Insurance is one of the most common insurance policy elements. Policy covers are available from £1m, £2m, £5m and can be higher upon request and subject to the insurer’s terms and conditions.

Legal Expenses cover
Legal Expenses cover provides assistance to cover the cost of legal representation or defence costs in the event of someone placing a claim against you. The costs of legal representation can not only be expensive, but they can disrupt a business and cause lasting damage if you do not have them covered.

Employers Liability cover
Employers Liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer, it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.

Tools cover
Tools cover provides comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running. The tools of your trade are an expensive investment and they need to be insured and protected.



Why you need artist insurance



Effective insurance cover is essential for professionals no matter what sector you operate in. Consider a situation whereby you lose valuable art tools due to theft for example, a tailored business insurance policy will ultimately help keep your business protected from a wide range of risks and perils. Our cover is completely bespoke and made to your needs, and because we get to know you and your business you only pay for the cover you will need.

As an artist the work you do is varied, so your

cover should give you flexibility

Types of artists we cover

We can provide cover for a broad range of artist types, whether your trade includes drawing, graphics, painting, sculpturing, or other decorative arts we can put together a tailored policy to put you at ease. Speak to us today for a quote.

Need artist’s professional indemnity cover?

As an artist you might provide advice or make pieces of work on request. Professional indemnity cover can protect you in the event a client sues due to your advice or work. Professional indemnity insurance for artists can cover the legal costs as well as any compensation payments.

Why choose The Insurance Octopus for artist insurance?

We proudly make buying insurance different and our cover comes with a range of benefits.

Up to £5 million of cover

Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for artistic professionals.

Fast specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

A specialist who knows your industry

We'll connect you with an expert agent in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

Octopus customer rewards

We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

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