Tailored policies for freelance barbers & barber shops
Barber and Barber shop insurance overview
As a barber, being open to the public and working directly with people presents risks unique to the trade. Razors, scissors and water within your working area can all pose a possible risk to someone. That’s why it’s important to make sure you’re covered with a tailored barber’s insurance policy to help you if you are faced with a liability claim for damage or injury.
At The Insurance Octopus, our tailored low cost business insurance policies are designed to be flexible, allowing you to customise your barbers insurance exactly how you need it, with all of the essential cover you need in one simple business insurance policy.
What your barbers insurance policy includes
Public Liability insurance
Public Liability insurance cover is available from £1m to £5m. Should one of your customers or a member of the public be hurt, or their property be damaged, or if a customer sues you if a treatment goes wrong, public liability insurance will protect you.
Employers Liability insurance
You are required by law to have Employers Liability insurance cover if you have one or more employees. Employers Liability cover comes as standard at £10m and will protect you, as the employer, against claims from your staff should they be hurt when working for you.
Business Contents cover
Business Contents cover will include your trade contents, fixtures and fittings, stock, employees and customers’ personal effects.
Stock Insurance protection
Stock Insurance protection for every barber is different as each will have various levels of stock. By making sure your insurance is the correct level, there will be no need for you to be paying for more than you need. It’s worth noting though that quoting for less than you need could be devastating for your financial status in the event of needing to make a claim.
Why you need barbers insurance
Having your own barbers shop should be an exciting and rewarding experience, but you need to consider how to protect your business to ensure your financial security in the event of something going wrong. If you own a barber’s, you need to have a comprehensive insurance policy in place.
The Insurance Octopus is able to specifically tailor Barbers insurance around your personal needs, with you, your business and the range of services and treatments you offer at the forefront. As a result you will be covered for all eventualities, ensuring you can carry on doing what you do best with the added peace of mind that you are completely covered through The Insurance Octopus.
Need Business Interruption, Cash on Premises, Theft cover?
We can also arrange additional covers for barbers such as Business Interruption, Cash on Premises and Theft by employee cover. These are all additional add-ons that can be increased or decreased as you require. By having flexibility with your business insurance policy from The Insurance Octopus, we’ll make sure your insurance is exactly what you need.
Barber Insurance Experts
One of our insurance specialists will discuss your business requirements with you and look to compare quotes from major insurance providers. We can add cover for contents insurance, fixtures and fittings and stock items, ensuring you’ll get a bespoke policy that ensures you only pay for the cover you need. We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit. Speak to us today for a quote.
Why choose The Insurance Octopus for Barber Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for hair & beauty professionals.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.