Business equipment and tools Insurance

Dedicated protection for your businesses equipment & tools

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Protect the tools & equipment that's crucial for running your business

An overview of business equipment and tools insurance

If your business requires equipment and tools be left on site or in a van overnight then you’ll no doubt want to consider business equipment and tools insurance cover. With this policy add on you can ensure that the tools and equipment you need to run your business operation are covered in case of accidental damaged, loss or theft. For many business owners equipment insurance is a necessity and as a regulated broker we are able to add this useful cover to a wide variety of core covers such as Public liability and employer’s liability cover. When it comes to covering your business equipment, we’ll ask you whether you want to cover it in the confines of your office, home if you run a home based business as well as whether you’d like to be covered outside your office on an international basis.



What is Business Equipment and Tools Insurance?



Business equipment and tools insurance quite simply covers you in an eventuality whereby your business equipment or tools are lost, stolen or accidentally damaged. With the level of cover based on the total amount needed to replace your property. It’s the perfect cover if your business requires that you leave tools or equipment either on site, in vehicles or on the move. Our specialist cover ensures your business remains on track with as little disruption as possible in the event of a need for a claim.



Types of equipment & tools we can cover



We can provide cover for all your portable and handheld tools. We can also provide protection for computer equipment and contents with a more broad contents insurance policy. We cover a broad range of business types. Why not get a quote online or speak to one of our commercial insurance specialists today to arrange cover.

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Our panel of insurers

With access to a wide range of both niche and large insurers, The Insurance Octopus can arrange the right business equipment and tools cover for your business, to give you complete peace of mind, safe in the knowledge that your business equipment and tools are adequately protected. We work with a large panel of UK insurers and are able to source some of the most competitive quotes available.

Highly rated specialists

Getting the right cover for your business is crucial, which is why our dedicated team are on hand to discuss your businesses needs and requirements to get you the cover you need. We can often provide you with your business insurance and documents on a same day basis and offer a great range of flexible payment options to suit your business. Get in touch today and get your business equipment & tools insurance quote.

Why choose The Insurance Octopus for Business Insurance?

We proudly make buying insurance different and our cover comes with a range of benefits.

£10,000 worth of cover

Replacing tools can be expensive which is why we can provide cover and insure up to £10,000 worth of tools and business equipment.

Fast specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

A specialist who knows your industry

We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

Octopus customer rewards

We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

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How business equipment & tools insurance works

Examples of business equipment & tools cover in action

A £3,000 theft

A trade’s person attending a work site leaves their tools and equipment inside their work van while they take an hour long lunch break. While away from the vehicle and site, two thieves approach the vehicle and after some time are able to successfully break into the vehicle. The thieves are able to make off with £3,000 worth of tools and equipment, all of which are vital to the tradesman’s work on the site. With the business equipment and tools policy add on cover in place the trade’s person in question should be covered for the £3,000 worth of tools, less the policy excess, and equipment that was stolen while away from their vehicle.

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