What Is Business Contents Insurance?
Protecting the equipment, and possessions of your commercial work space or office, this handy insurance policy will cover damage or loss of computers, monitors, printers or furniture, as well as artwork, fixtures and fittings. Keeping business operations running smoothly, and ensuring continuity and continued efficiency, we can provide compensation for replacements, so business practices aren’t hindered. With The Insurance Octopus by your side, you get to personalise your policy, only paying for the cover you need, with support provided from a Feefo Platinum company. With access to reputable insurers, and flexible payment options, you can have peace of mind knowing your key business equipment will always be covered, and your business, protected.
You’re busy, so we don’t waste your time. To get your business contents insurance quote, we encourage you to fill in our form, or request a call back, and we’ll get back to you at your earliest convenience. And should you ever expand and need to cover more equipment – no problem. Your policy can be updated no sweat, without the charges for administration fees for mid-term adjustments.
What does contents insurance cover?
Protecting your computers, laptops, monitors and printers – among other key business equipment from loss, damage or theft.
Fixtures & Fittings
From your flooring and furniture through to your lighting and business kitchen appliances, your fixtures and fittings are covered against fire, flooding, storm damage and theft.
Should you keep business stock onsite, we can protect it all, and provide replacements with our stock cover.
Cash on Premises
Protects loss of money during business hours, while stored in a bank night safe, or locked in a safe outside of business hours, as well as lost in transit.
Business contents insurance
Protect those all important items of contents inside your business premises
With Contents Insurance cover from The Insurance Octopus you can protect yourself and your business in the event of theft or damage being caused to the items inside your office. Whether you work from home or out of a dedicated office, we can design a bespoke policy to protect what’s important to your business. As a business you might for example find that your PC, printer and other electrical items make up the majority of the costs in your office or commercial property. And if you have large numbers of computers and electronic equipment inside your premises, experiencing a loss through a theft, fire or flood could result in a significant cost to your business. Having the right cover in place means you’re protected – with the policy there to help cover the costs of replacing your contents should the worst happen.
What is business contents insurance?
Business Contents insurance is designed and tailored to protect all those important items inside your office or commercial premises. These are the all important items you use to successfully run and manage your business, and as a general rule, your contents are the items and things that could be taken with you if you decided to move. So typically could include items such as monitors, computers, printers and perhaps even artwork. Ask yourself, how would your business operate if you had to replace important items such as computers if the worst were to happen? If like many businesses the prospect of replacing much or all of your contents following a loss or disaster sounds insurmountable then it’s likely that you could benefit greatly from having commercial contents policy for your commercial property. Our policy is designed to protect your businesses items against not only theft or damage but also potentially from fire and flooding.
Business contents insurance specialists
As insurance experts we’re able to arrange contents cover to suit your business, based on the value of the items inside your business premises. Speak to one of our experts today to discuss your businesses needs, with our team able to compare quotes from a wide panel of major UK insurance providers. We are able to provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.
Dedicated & comprehensive cover to protect your businesses belongings against theft, loss and damage
Selling products online?
We can cover you for that too with online retailers’ insurance built for businesses that sell on the web. We offer excellent value and extensive cover, with stock insurance part of the package. Whether you’re a home-based business or high street retailer, our online retail insurance offers a tailored solution.
Comparing shop insurance quotes
The Insurance Octopus compares quotes from a range of insurers ensuring we deliver the right cover for your business at a price that’s right for you. In addition, we have the ability to bolt on extra covers that you won’t necessarily be able to get from other shop insurance providers.
How it works
Examples of contents insurance in action
£20,000 worth of office contents, stolen!
A business based out of a city centre office has taken out an Office Insurance policy with a number of add-ons including contents cover. During one weekend at night while the office premises are closed the business suffers a break in. The thieves manage to escape with over £20,000 worth of electrical equipment including computers and laptops, all items that are crucial to the running of the business, as well as some artwork. Following the break in and subsequent theft of goods from the office, the business owner is forced to make a claim. With contents cover in place with a sum insured of £50,000 the business owner is able to successfully make a claim for the loss of £20,000 worth of business equipment and contents that were stolen during the break in.
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance from The Insurance Octopus
Insurance Know How Making business insurance easier to understand
The ultimate small business checklist to help protect against cyber threats
Cyber threats are heard about more and more in the news with many attacks affecting larger businesses. However...
The top 10 Cyber Insurance claim types
Cyber insurance claims are becoming more and more common with each passing year. As business grows more depend...
How much does cyber insurance cost?
Cyber insurance, which covers your business against the effects of a serious cyber incident, is not an “off ...
Get to grips with Under-insurance & The Insurance Act
Inadequate cover presents a great risk to businesses – help ensure your cover is more than adequate by u...
Business Insurance Blog For all the things business & insurance
Helen Bush Named Director at The Insurance Octopus
Leading commercial insurance broker, The Insurance Octopus, has appointed H...
Cyber 101: The Basics of Cyber Security
Would you be comfortable living in a house where all the doors are left wid...
The Insurance Octopus has been shortlisted for the British Insurance Awards 2021!
The Insurance Octopus has been announced as a finalist in the Commercial Li...