Protect those all important items of contents inside your home or business premises
How insurance for eBay traders works
As a professional eBay seller you might already understand the need for an eBay Business insurance policy. As a home worker you cannot assume that your existing home insurance policy will protect your business activities. Your stock and liability covers may not be insured leaving you unprotected should the worst happen.
Luckily, our personalised online traders business insurance policies are designed to be flexible, allowing you to put together a bespoke business insurance policy that covers exactly what you need giving your online business essential cover in one insurance policy.
What your eBay Business Insurance policy includes
Public Liability & Product Liability cover
Public Liability & Product Liability cover is included within your business insurance policy. Product Liability is not a compulsory class of insurance, although legislation says that the Consumer Protection Act 1987 and the EC Directive on Product Liability (25/7/85) does require those manufacturing and supplying goods to carry some form of product liability insurance. The Insurance Octopus internet trading insurance policy does include this as an integral part of an internet sellers insurance policy.
Legal Expenses cover
Legal Expenses cover protects your business should a claim be made against you and you need to pursue or defend your claim.
Goods in Transit
Goods in Transit cover protects against damage to items that are purchased from you and in the course of transit to the customer.
Employers Liability cover
If you have one or more employees then by law you are required to have employers liability insurance. This cover is a standard £10m and will protect you (the employer) against claims from your staff if they are hurt when working for you. Employers Liability can provide cover for up to 5 employees.
Why you need eBay business insurance
If you work from home and you own an online business, make sure you are protected. Many business owners assume that their home insurance will provide the right business insurance cover, but this is often not the case. Your stock and liability covers are unlikely to be insured, leaving you unprotected should the worst happen and home working can dramatically impact your home insurance. Having an internet selling business requires investment in time and money and this is why it is important to have a comprehensive tailored internet traders business insurance policy. If your selling volume is low and you sell via Ebay, Amazon or other online selling portals, get in touch today for a tailored insurance quote.
Your eBay business insurance requirements
When you’re considering taking out a policy, one of The Insurance Octopus specialists will discuss your business requirements with you and compare personalised quotes from a number of major UK insurance providers. We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.
Online business risks
There are risks associated with an internet business so here at The Insurance Octopus, our business insurance is designed for small traders and businesses without a dedicated commercial premises. It is important to get the right business insurance cover for your business so you need to get as much advice as possible and chose the right cover for you to ensure that your business and financial security are protected.
Why choose The Insurance Octopus for eBay Business Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for shops. With more avialble upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.