Event Organisers Insurance
What Is Event Organisers Insurance?
With so much planning and preparation going into event organisation, not to mention the unique requirements of your clientele, it can be disheartening to deal with last minute cancellations from venues, suppliers or entertainers. Though not your fault, you could be held liable for mismanagement, and therefore need a suitable event organisers insurance policy in place to protect your business. Enter The Insurance Octopus – a Feefo platinum awarded company with access to some of most reputable insurers out there. Finding the best deals for complete protection, you can rest assured that even if your weddings, parties and religious gatherings hit a snag, your business won’t ever.
What could an Event Organisers insurance policy include?
Public Liability Insurance
With cover available from £1m to £5m, this policy protects clients should their property be damaged, or they suffer injury while at an event you organise.
Employers Liability Insurance
Required by law, this protects you from claims of employer negligence from staff, volunteers and contractors that you work with.
Business Contents Insurance
Protects your company’s contents, stock and any other specified business equipment that help ensure your events are a success.
Business Interruption Insurance
From floods, fires and vandalism through to problems due to water, electricity and gas, this policy protects you against any loss of income. Should venues be unavailable, we can find a specialist ‘Event Cancellation and Abandonment’ policy.
What is Event Organiser insurance?
Insurance to protect you and your events
As a professional party planner or event organiser your business is hands on and very few realise the extent to which an unforeseen circumstance could damage your business. Risks could include an incorrect booking at a venue, mismanagement of contractors, or theft of equipment which could include confidential items. Whether it is conference, exhibition, party or wedding planning you will need peace of mind that should the unexpected happen you are secure and protected with a comprehensive event organisers insurance policy.
At The Insurance Octopus, we source business insurance policies that are designed to allow you to add, remove, increase or decrease all areas of the policy to give you flexibility for your business. You will be able to customise your party planners insurance or event organisers insurance exactly how you need it, ensuring you have all of the essential cover you need in one simple business insurance policy.
What your Event Organisers insurance policy includes
Public Liability insurance for event organisers
Public Liability cover protects you if a customers or a member of the public is injured or their property is damaged, and protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.
Employers Liability policy
Employers Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
Products Liability policy
Products Liability insurance covers you in the event of a claim being made by an individual/ third party as a result of an injury being caused or their property being damaged by a product that you sell or supply.
Business Contents cover
Business Contents cover includes your trade contents, fixtures and fittings, stock, and employee and customers’ personal effects.
Business Interruption, Personal Accident and Theft
Business Interruption, Personal Accident, Offshore Working and more are all additional add-ons that can be increased or decreased as required. By having flexibility with your professional indemnity business insurance policy through The Insurance Octopus, you can make sure your insurance is just what you will need.
Why you need Event Organisers Insurance
As an event organiser you are ultimately responsible for producing a range of events from start to finish for your clients. Our cover can help give you much needed peace of mind that should the unexpected happen or should an event not go to plan our comprehensive event organisers insurance will have you covered. Policies can be tailored to your individual needs meaning we can provide both the core covers such as public liability and employer’s liability as well as specific policy extras to add on to ensure you are fully protected. Our cover is bespoke and because we get to know you, you only pay for the cover you will need.
Events don’t always go as planned; having the right cover gives you extra peace of mind.
Consider Professional indemnity insurance for event organisers
Professional indemnity insurance for event organisers can cover the compensation and legal costs in the event of a claim, if you are alleged to have provided inadequate advice or services resulting in your client losing money.
Event organiser insurance experts
We can arrange insurance for event organisers protecting your business with a range of covers via our panel of insurers. We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.
Why choose us to find your Event Insurance?
We proudly make buying insurance different and source cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we source up to £5 million worth of public liability insurance for event organisers & party planners.
Simple specific cover
To help save you both time and money. We source and compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance through The Insurance Octopus
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