Understanding fitness instructors insurance
Protecting fitness instructors and the healthy work they do with comprehensive insurance
As a professional fitness instructor or personal trainer, having a tailored and comprehensive business insurance policy will help you to protect yourself and your business from risks associated with your job role. If you are a teacher in a specific fitness type such as yoga, pilates or Zumba dance fitness, we can help to get you tailored insurance package, saving you time and money along the way.
At The Insurance Octopus, our low cost comprehensive business insurance policies are designed to be flexible, ensuring that you’re able to tailor your cheap fitness, instructor, aerobic instructors or personal trainer business insurance exactly how you need it. You’ll have all of the essential cover you need in one simple business insurance policy.
What your Fitness Instructors Insurance policy includes
Breach of Contract
Breach of Contract cover is designed to protect all parties involved. Breaches of contract can be difficult to resolve and can have a significant impact on your finances if you are found to be accountable. To support this, we also provide Professional Indemnity Insurance.
Public Liability covers you should you ever be found to be guilty of professional negligence and face a legal costs bill. Public liability insurance can protect you against claims made if someone is injured or a property is damaged and the legal responsibility lies with you or your business.
Product Liability is another big risk many professionals could potentially face. This can occur if a product you have designed, developed or manufactured, causes harm to another person. Professionals insurance can help to provide financial protection against this type of claim.
Why you need Fitness Instructors Insurance
Effective insurance cover is essential for all professionals and is a legal requirement. Many clients will now ask to see details of your professionals business insurance policy as part of their standard security checks, and having a professional business insurance cover certificate will enhance your reputation and show that you are dedicated to your profession.
A tailored business insurance policy is vital in protecting you and your business. At The Insurance Octopus we’ll help you to find the best fitness insurance policy for your business, ensuring you’re covered against any and all eventualities.
Professional indemnity for fitness instructors
Working as a fitness instructor is no mean feat. Your work won’t just be about just about working your pecs, you’ll likely be: showing clients how to use exercise equipment, delivering classes, developing personalized diet and exercise plans and give crucial advice and motivation to clients amongst other things. With that in mind Professional indemnity cover could provide cover should a client sue alleging inadequate advice or service.
Same day cover
We can provide you with your business insurance and documents on the same day in most cases (*subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.
Why choose us for Fitness Instructor Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for fitness professionals.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.