Fitness instructor insurance

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Fitness Instructors Insurance

What Is Fitness Instructors Insurance?

Whether you’re a yoga instructor, Zumba teacher, pilates expert or fitness instructor, we’ve got you covered with our range of insurance packages. We can tailor policies for a variety of fitness gurus – including personal trainers, lifestyle trainers and cardio experts. Therefore, if you want to keep your business in shape, we can keep it running with the right level of cover. With The Insurance Octopus, you can build your own insurance policy, only taking out the protection you need, with the support of a Feefo Platinum awarded company. We’re pretty flexible when it comes to the payment process too.

With your busy schedule, we make insurance quick and easy. Just fill in our quote form, or request a call back, and one our team members will get back to you shortly, and take you through our range of relevant cover. If you ever need to update your policy, we make this simple too, and what’s more, we won’t charge administration fees for mid-term adjustments either.

What may be included in a fitness instructors insurance policy?

Professional Indemnity Insurance

Incorrect guidance can often lead to accidents and injury. Professional indemnity insurance protects should a client feel negligence was involved.

Public Liability Insurance

Injury and property damage can occur when clients attempt exercises incorrectly, as can damage to gym equipment should you operate within one. We can pay to replace the latter, and for damages to the former.

Product Liability Insurance

Designed a product for your classes? That’s impressive, but should it cause harm, we can protect your reputation and business with product liability insurance.

Personal Accident Insurance

Your clients aren’t the only ones who may suffer an injury. From broken bones to something more serious, we can help make your recovery easier, and even assist with a weekly benefit or lump sum, as specified in your policy.

Understanding fitness instructors insurance

Protecting fitness instructors and the healthy work they do with comprehensive insurance

As a professional fitness instructor or personal trainer, having a tailored and comprehensive business insurance policy will help you to protect yourself and your business from risks associated with your job role. If you are a teacher in a specific fitness type such as yoga, pilates or Zumba dance fitness, we can help to get you tailored insurance package, saving you time and money along the way.

At The Insurance Octopus, our low cost comprehensive business insurance policies are designed to be flexible, ensuring that you’re able to tailor your cheap fitness, instructor, aerobic instructors or personal trainer business insurance exactly how you need it. You’ll have all of the essential cover you need in one simple business insurance policy.

What your Fitness Instructors Insurance policy includes

Breach of Contract

Breach of Contract cover is designed to protect all parties involved. Breaches of contract can be difficult to resolve and can have a significant impact on your finances if you are found to be accountable. To support this, we also provide Professional Indemnity Insurance.

Public Liability

Public Liability covers you should you ever be found to be guilty of professional negligence and face a legal costs bill. Public liability insurance can protect you against claims made if someone is injured or a property is damaged and the legal responsibility lies with you or your business.

Product Liability

Product Liability is another big risk many professionals could potentially face. This can occur if a product you have designed, developed or manufactured, causes harm to another person. Professionals insurance can help to provide financial protection against this type of claim.

Why you need Fitness Instructors Insurance

Effective insurance cover is essential for all professionals and is a legal requirement. Many clients will now ask to see details of your professionals business insurance policy as part of their standard security checks, and having a professional business insurance cover certificate will enhance your reputation and show that you are dedicated to your profession.

A tailored business insurance policy is vital in protecting you and your business. At The Insurance Octopus we’ll help you to find the best fitness insurance policy for your business, ensuring you’re covered against any and all eventualities.

We supply you with a range of protection covers allowing you to focus on your clients.

Professional indemnity for fitness instructors

Working as a fitness instructor is no mean feat. Your work won’t just be about just about working your pecs, you’ll likely be: showing clients how to use exercise equipment, delivering classes, developing personalized diet and exercise plans and give crucial advice and motivation to clients amongst other things. With that in mind Professional indemnity cover could provide cover should a client sue alleging inadequate advice or service.

Same day cover

We can provide you with your business insurance and documents on the same day in most cases (*subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Why choose us for Fitness Instructor Insurance?

We proudly make buying insurance different and our cover comes with a range of benefits.

Up to £5 million of cover

Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for fitness professionals.

Fast specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

A specialist who knows your industry

We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

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