Introducing our massage therapist insurance
Tailor made cover to protect self employed and massage therapy businesses
Our Massage Therapists insurance policies are specially designed and tailored with you in mind, matching your exact requirements. For your own peace of mind you can include additional covers as and when you need them with the flexibility of being able to add them at any point during the policy year. This is exceptionally useful if you decide to offer additional treatments and services during the length of your policy.
Talk to us today and allow us to compare quotes for your Massage Therapy insurance.
What your massage therapist insurance policy includes
Public Liability insurance
Public Liability insurance cover is available as standard from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt or their property become damaged as a result of your negligence, public liability insurance for massage therapists will help to protect you.
Treatment Risk insurance for message therapists
Treatment Risks are an extension of your public liability policy. This covers you in the event of a claim being made against you if one of your treatments causes an injury to a client.
Employers Liability insurance
Employers Liability insurance cover is mandatory if you have one or more employees. Employers Liability cover comes as standard at £10m and will protect you, as the employer, against claims from your staff should they be hurt when working for you.
Business Contents cover
Business Contents cover will include your trade contents, fixtures and fittings, stock, employees and customers personal effects.
Tools & Equipment cover
Tools & Equipment cover protects your massage therapy tools of the trade, should they be lost, stolen or broken.
Personal Accident cover
Personal Accident cover will help with your financials should you have an accident whilst working. The cover will help provide compensation for a specific period of time that you are unable to work as a result of the accident.
Business Money cover
Business Money covers your business cash whilst on the premises during working hours.
Consider business interruption cover for message therapists
In the unlikely event that something happens to your business premises, have you considered what impact this may have? Many businesses don’t and then suffer the consequences as a result.
Business Interruption insurance covers the loss of income from being unable to trade as a result of insurable claim such as fire, flood, or storm damage amongst others. This could be vital to some businesses dependent upon the length of time they are unable to trade.
Benefits of having Massage Therapist Insurance
Having your own massage parlour should be an exciting and rewarding experience, but you do need to consider how to protect your business for financial security if something goes wrong. If you own a salon, barbers shop, or you rent a chair within a hair and beauty salon, you need to have a comprehensive hair and beauty insurance policy in place should an unexpected claim arise.
Cover tailored to your needs
The Insurance Octopus is able to specifically tailor massage therapist insurance around your personal needs, with you, your business and range of treatments you offer at the forefront. As a result you will be covered for all eventualities whether that be loss of income, property damage to the building, treatment risks, contents and equipment amongst others. This ensures you can carry on doing what you do best with the added peace of mind that you are completely covered through The Insurance Octopus.
Why choose us for us for Massage therapist insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for hair & beauty professionals.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.