Nail technician insurance

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Gold Trusted Service Award - Feefo 2020
Platinum - Trusted Service Award - Feefo 2021

Nail Technician Insurance

What Is Nail Technician Insurance?

From manicures, pedicures and polishes through to nail extensions, patterns and advising on aftercare, your business knows how to beautify the body’s hands and feet. And though your treatments may work wonders, sometimes life has other ideas, and you could be left with an expensive insurance claim made against you, by customers and employees, or even need to make one yourself. That’s where The Insurance Octopus comes in. From Treatment Cover and Employer Liability through to Business Contents cover and Business Interruption insurance, we can create bespoke policies that truly meet your needs. Our team of business insurance specialists are on hand to help with any queries or concerns, and will assist you throughout your cover’s duration.

With outstanding testimonials, status as a Feefo Platinum awarded business and customer service that goes above and beyond, you’ll know your business is in safe hands. For your nail technician insurance quote, please fill in our form, or request a call back, and you can experience this great service for yourself.

What may be included in a Nail Technicians insurance policy?

Commercial Combined Insurance awards

Public Liability Insurance

Protecting customers and members of the public from injury, illness or damages done to their personal property, with cover available from £1m to £5m.

Commercial Combined Insurance awards

Employers Liability Insurance

A UK legal requirement providing £10m of protection for employer negligence, covering staff and volunteer injury or illness.

Commercial Combined Insurance awards

Business Interruption Insurance

Should your business premises experience flooding, a fire or become unsafe to work from, we’ll place you with an insurer who will provide compensation for the profits that would have been made.

Commercial Combined Insurance awards

Contents Cover

For your nail equipment and business equipment through to your company’s fixtures and fittings, your insurer will provide compensation should they be damaged, lost or stolen.

Introducing insurance for nail technicians

Specially designed cover for nail technicians and manicurists

As a manicurist or nail technician, you will be open to the public and will work directly with people, which all present risks. Within your working areas, there are conditions such as chemicals, glues, scissors, and nail dust that all pose a risk to someone. Nail Technician insurance will help you if you are faced with a liability claim for damage or injury, all these risks and more can be managed with a Nail Technicians business insurance policy for a mobile or salon based nail business.

At The Insurance Octopus, we source comprehensive business insurance policies that are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap nail technician insurance or mobile nail technician insurance to the way you want it. All the essential cover you need in one business insurance policy.

What a Nail Technician insurance policy includes

Public Liability insurance cover

Public Liability insurance cover is available from £1m to £5m. Should one of your customers or a member of the public be hurt, or their property be damaged, or if a customer sues you if a treatment goes wrong, public liability insurance will protect you.

Employers Liability insurance cover for nail technicians

Employers Liability insurance cover is for you if you have one or more employees and then by law, you are required to have employers liability insurance. Employers Liability cover, is a standard £10m cover and will protect you as the employer against claims from your staff should they be hurt when working for you.

Business Contents cover

Business Contents cover will include your tools of your trade and contents, customer goods, employees and customer person effects, fixtures and fittings, all tailored cover will give you piece of mind.

Business Interruption, Cash on Premises, Theft cover (optional)

Business Interruption, Cash on Premises, Theft by Employee are all additional add-ons that can be increased or decreased as required. By having flexibility with your business insurance policy through The Insurance Octopus, you can make sure your insurance is just what you will need.

Comparing Nail Technician insurance quotes

When you’re considering taking out a policy, one of The Insurance Octopus’ Hair & Beauty specialists will discuss your business requirements with you and compare personalised quotes from a number of major insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need. We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.

We offer a wide range of treatment covers that can be added and removed as you require.

Benefits of Nail Technician Insurance

As a nail technician you shape and style customer’s nails, providing pedicures as well as manicures along with other nail treatments. But whether you own a salon, spa, rent space or travel to your clients homes you’ll realise the need to have a comprehensive policy in place to protect yourself from the range of risks you face on a daily basis.

Tailored nail insurance policies

Cover can be specifically tailored to the needs of nail technicians .With a wide range of comprehensive covers available you can be protected for all eventualities whether that be loss of income, property damage to the building, treatment risks, contents and equipment amongst others. This ensures you can carry on doing what you do best with the added peace of mind that you are completely covered.

Why choose us for finding your Nail Technician Insurance?

We proudly make buying insurance different and source cover that comes with a range of benefits.

Up to £5 million of cover

Claims can be expensive, which is why we source policies that offer up to £5 million worth of Public Liability insurance for hair & beauty professionals – with more available on request.

Simple specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

A specialist who knows your industry

We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

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