What Is Self-Employed Insurance?
Whether you’re a self-employed contractor, consultant, writer or programmer, we’ve got you covered with a variety of insurance packages. We can source and create policies for all types of self-employed individuals – including tradesmen, tutors, life coaches and a whole lot more. If you’re on the lookout for financial protection, then look no further than The Insurance Octopus. We help you to mix and match the policies you need, and ensure you don’t pay out on the ones you don’t – you’ve got enough expenses already. A Feefo Platinum awarded company with many years of experience under our belts, we take you through the policy process with ease, and ensure everything is clear and clarified. With access to the UK’s top-rated insurers, and no charges for mid-term adjustments either, we provide honest, transparent and trustworthy support that keeps you safe, and your business protected.
Let’s keep this hassle-free. For your bespoke quote, please fill in our handy form, or request a call back, and we’ll get back to you at your earliest convenience. We’ll take you through a range of suitable options, and help you choose the right one for you.
What may be included in a Self-Employed insurance policy?

Business Equipment Insurance
If you use laptops, computers, mobile phones or other key equipment as part of your business processes, it’s worth checking out if they’re covered under home contents cover, or if you need a Business Equipment policy.

Professional Indemnity Insurance
From providing ineffective or damaging guidance, through to a service that causes harm, this policy will pay out compensation should claims be made against you.

Public Liability Insurance
If clients visit your workplace, or if you visit their premises, this cover protects you should someone be injured in either locations, or have their property damaged.

Employers Liability Insurance
A legal requirement should you hire freelancers, or full and part-time employees, this protects them should they get hurt or have damage done to their belongings.
Why you need insurance as a self employed worker
Starting out as a self employed worker is no easy task, you have to manage your own time, deal with all the pesky admin work, find work, chase invoices and file tax returns. This alone can be stressful enough, without having to deal with the stress of financial loss following a disaster if you’re not properly insured. You need the right cover in place to ensure you can continue to earn your living with a certain degree of peace of mind. We’ll find policies to protect the stuff you need to work, such as your computer, and if necessary arrange additional covers dependent on your specific needs. We’ll put together a comprehensive policy to protect you from a range of daily risks and perils, all with one simple policy.
Don’t take unnecessary risks with your levels of
cover – get a tailored policy designed to protect you from perils
Business insurance specialists
Here at The Insurance Octopus we have a dedicated team of commercial insurance specialists who can be on hand to deliver the right policy for you as a self employed worker. We’ll look to discuss your needs in great detail, giving you only the cover you actually need.
Self employed insurance quotes
Compare quotes from a range of niche and leading UK insurers to get the cover you need. With cover available the same day, we can also provide you with your documents that very same day. Speak to our team today to learn more.
Why choose The Insurance Octopus for finding your Self Employed Insurance?
We proudly make buying insurance different and we source cover that comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we source policies that offer up to £5 million worth of public liability cover for shops. With more available upon request.
Simple specific cover
To help save you both time and money. We source and compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We’ll connect you with an agent who is a specialist in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance through The Insurance Octopus
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