How does insurance for the self employed work?
Dedicated insurance for Britain’s self-employed stars of today
Our insurance for the self employed is simple, we provide you with a range of covers from public liability insurance to business equipment and tools cover. Our cover is designed to enable the self employed to carry out their work with peace of mind, safe in knowledge you have a dedicated insurance policy there to protect your back should the worst happen. As a self employed worker you’re use to working for yourself, you earn your living through your business and trade that you operate directly – you ultimately form the backbone of the British economy. Your cover needs are varied, with no two self employed workers being the same, which is why we look to understand you and your business intimately.
What your self employed insurance policy includes
Public Liability insurance
Public Liability insurance cover is available from £1m to £5m. Should one of your customers or a member of the public be hurt, or their property be damaged, or if a customer sues you if a treatment goes wrong, public liability insurance will protect you.
Professional Indemnity insurance for the self employed
If as a self employed worker you offer advice or professional services to other businesses then you should certainly consider taking out specialist professional indemnity cover to protect yourself from claims made clients who accuse you of misadvise or misservice.
Business contents and stock cover
Business contents and stock cover will help protect your trade contents, fixtures and fittings and stock.
Business equipment and tools insurance
Get the protection you deserve with cover for your important business equipment and tools. Protect vital IT equipment such as desktops computers and laptops, as well as phones and other items you need to run your business.
Other covers also include goods in transit insurance, personal accident cover, legal expenses and more.
Why you need insurance as a self employed worker
Starting out as a self employed worker is no easy task, you have to manage your own time, deal with all the pesky admin work, find work, chase invoices and file tax returns. This alone can be stressful enough, without having to deal with the stress of financial loss following a disaster if you’re not properly insured. You need the right cover in place to ensure you can continue to earn your living with a certain degree of peace of mind. We’ll protect the stuff you need to work, such as your computer, and if necessary arrange additional covers dependent on your specific needs. We’ll put together a comprehensive policy to protect you from a range of daily risks and perils, all with one simple policy.
Business insurance specialists
Here at The Insurance Octopus we have a dedicated team of commercial insurance specialists who can be on hand to deliver the right policy for you as a self employed worker. We’ll look to discuss your needs in great detail, giving you only the cover you actually need.
Self employed insurance quotes
Compare quotes from a range of niche and leading UK insurers to get the cover you need. With cover available the same day, we can also provide you with your documents that very same day. Speak to our team today to learn more.
Why choose The Insurance Octopus for your Self Employed Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for shops. With more avialble upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.