Introducing insurance for tanning salons
Specially designed cover for tanning salons, sunbed shops & solariums
Whether you own or operate one tanning salon or a number of them in a chain, it’s important to ensure you’re covered with a specialised Tanning Insurance policy that has been designed and tailored to match the exact requirements of your business. Your tanning salon will help turn peoples skin golden brown in a fraction of the time that it would take to do naturally. But with that comes risks to your business, employees, and customers. Tanning salon insurance from The Insurance Octopus is able to offer a complete and comprehensive insurance package designed especially for solariums in order to provide full cover against the specific risks faced by tanning and sunbed shops.
You might offer tanning beds, spray tans and a range of other tanning and beauty treatments so for your own peace of mind, we can help to arrange additional covers as and when you need them with the flexibility of being able to add them at any point during the policy year to suit changing requirements. This is particularly useful for if you decide to offer additional treatments and services during the length of your policy.
What your tanning salon insurance policy includes
Public Liability insurance
Public Liability insurance cover is available as standard from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt, or their property become damaged as a result of your negligence, public liability insurance for tanning salons will protect you.
Treatment Risk cover for tanning salons
Treatment Risks are an extension of your public liability policy, this covers you in the event of a claim being made against you if one of the treatments you offer in your solarium causes an injury to a client.
Employers Liability insurance
Employers Liability insurance cover is mandatory if you have one or more employees. Employers Liability cover comes as standard at £10m and will protect you, as the employer, against claims from your staff should they be hurt when working for you.
Business Contents cover
Business Contents cover will include your trade contents, fixtures and fittings, stock, employees and customers personal effects.
Tools & Equipment cover
Tools & Equipment cover protects your beautician and hair salon tools of the trade, should they be lost, stolen or broken.
Personal Accident cover
Personal Accident cover will help with your financials should you have an accident whilst working. The cover will help provide compensation for a specific period of time that you are unable to work as a result of the accident.
Business Money cover
Business Money covers your business cash whilst on the premises during working hours.
Have you considered Business Interruption cover?
In the unlikely event that something happens to your tanning salons premises, have you considered what impact this may have on your business? If you take out business interruption insurance then your salon business is covered for the loss of income from being unable to trade as a result of an insurable claim such as fire, flood, and storms among others. This could be vital to some businesses depending upon the length of time they are unable to trade.
Benefits of tanning salon insurance
Having your own tanning salon should be an exciting and rewarding experience, but you’ll want to consider how to protect your business to ensure ongoing financial security. A comprehensive policy consisting of covers to protect your tanning business against numerous risks could be just what the doctor ordered.
Range of payment options
The Insurance Octopus is able to specifically tailor tanning salon insurance around your personal needs, with you, your business and the range of services and treatments you offer at the forefront. As a result you will be covered for all eventualities, ensuring you can carry on doing what you do best with the added peace of mind that you are completely covered through The Insurance Octopus.
Why choose us for Tanning Salon Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for salons and shops. With more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.