Do I need buildings cover if I rent my premises?

When sourcing your business insurance policy, it is important to consider the building your sandwich shop uses in case anything happens to it. Although it is generally the landlord’s responsibility to have buildings insurance in place, you should check what it covers as you may be responsible for items such as shop fronts and or glass. Don’t worry if you are responsible for insuring some or part of the building under your tenancy agreement because we can add the cover to your policy.