Carpenter & Joiner Insurance FAQs

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FREQUENTLY ASKED QUESTIONS Our most asked questions

  • How much public liability insurance does a carpenter need?

    This question is entirely dependent on the circumstances of your business. You need to consider the potential extent a compensation claim might go to if there is an accident, as well as the monetary value of all your stock and what legal costs you might incur if you are taken to court. You also need to be realistic about the costs of any property damage you might accidentally cause. You understand the ins and out of your insurance best, so you need to make the decision about how much public liability insurance to take out.

  • Does a carpenter need employer’s liability cover?

    If you employ any other staff or labourers on site then you are required by law to take out employer’s liability cover. If you are a self-employed individual carpenter, you may not need to take out employer’s liability. If you are at all uncertain, the best thing to do is to call us and explain to one of our team what the circumstances of your business are, and they will be able to advise you as to your requirements regarding employer’s liability.

  • Will you provide cover for my carpentry tools?

    We can. When you acquire your quote, be sure to specify that you wish to take out cover for your carpentry tools, and it will be included in your premium. If you are uncertain or have any queries about this, you can always give us a call and one of our team members will be able to discuss the cover you need and answer any of your questions.

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