FREQUENTLY ASKED QUESTIONS Our most asked questions
Do I need treatment risk cover?
As a carpet cleaner, you apply chemicals and techniques that have the potential to cause harm to a third party if they are exposed to any kind of hazardous substance. Your advice to clients could also potentially lead to harm in rare circumstances. If you take out treatment risk cover as a carpet cleaner, you will be covered if any compensation claims are brought against you due to injury or illness caused by chemicals you use on the job.
Am I insured if I damage something being cleaned?
If you have the contract works add-on included in your policy, then you are fully covered for any damage done to a floor you clean. It doesn’t fall into the public liability insurance category, so if you want to be insured for this then be sure to take up the contract works add-on.
How much does carpet cleaners’ insurance cost?
This entirely depends on the individual circumstances of your business. You will most likely take out public liability insurance and professional indemnity insurance, plus employer’s liability insurance and any other add-ons you might want, like hired-in/owned plant cover. You can obtain a no-obligation quote by clicking ‘Get a Quote’ above, and find out how much your insurance would cost.
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