Why does a groundworker need insurance?

As a groundworker, it is likely that you deal with excavation works, footings and foundations on a daily basis. This may happen in a variety of locations and for a range of clients across the UK. And as exciting and interesting as this work may be, it can pose a number of risks that may affect your health, equipment, client or members of the public. Insurance is essential to your work as a groundworker as it will ensure that you are protected against every scenario possible that may damage and financially drain your business.