Understanding Business Interruption Insurance

Sometimes you have to expect the unexpected with your business. Consider this: if something happened to your business premises – such as a fire or flood – that meant you had to re-locate, or an unforeseen event interrupted the operations of your business leaving you at risk of losing income, what would you do?

You may want to consider taking out Business Interruption insurance to help you to maintain the turnover of your business during the indemnity period following an insured incident such as a storm, explosion or a burglary and more.

This cover helps you to continue trading at your anticipated pre-loss trading level until normal business activities are resumed.

What kind of cover is available under Business Interruption?

  • Loss of business income following a claim under the building or contents cover
  • Cover to help recover outstanding debt balances where records are lost following damage
  • Denial of access as a result of damage to premises in the vicinity
  • Failure of public utilities

For more information about Business Interruption insurance, get in touch with our team today.