Environmental Consultants Insurance
What Is Environmental Consultants Insurance?
As a consultant in the environmental sector, you will offer a range of services from professional advice to risk assessments and reports. However, in this line of work, you are still at risk from clients making a claim against you if they believe that you’ve provided bad advice that has impacted their project by causing damage or being negligent. Regardless of the specialist services that environmental consultants offer – whether that be advising on local policies, conducting environmental impact assessments, or helping to plan developments – it’s important that they stay protected with business insurance policy. With the help of a Feefo Platinum awarded insurance provider, you can find the right level of cover for you when it comes to professional indemnity insurance – our experts can create a bespoke insurance package for your needs.
For an easy and streamlined approach to environmental consultants insurance, please complete our online form for a quote, or request a call back. Then, a member of our team will be in touch to talk you through our types of cover. If, further down the line, you need to amend your policy, you can do so at any time without facing administration fees from us!
Insurance for environmental consultants may include the following:
Public Liability Insurance
If you provide bad advice or make a mistake, this cover will protect your business against trading or financial losses that are caused. Cover from £50,000 can be provided, up to a £10m limit.
Legal Expenses Cover
This can offer the cost of legal advice and representation for both a claim or defence. Without cover, legal expenses can be significant.
Employer’s Liability Insurance
This is a legal requirement if you have one or more employees. This provides cover of £10m and protects you, as the employer, in circumstances where your employees are harmed or injured at work.
Associated Claims Costs
If a claim requires further investigation or expert witnesses are needed during court proceedings, this insurance has got you covered for these costs, and any other additional costs that are associated with a claim.
What is Environmental Consultant Insurance?
As a professional in the environmental industry you will be offering a professional, sound and expert service to your clients, making energy efficient and sustainable recommendations, along with creating environmental reports for businesses who will then rely on your advice.
Many environmental consultants find themselves within the early stages of an environmental project, often providing advice and guidance on considerations in policy, plan and project development. You may conduct environment assessments of environmental impact, or perhaps report on managing, protecting and restoring the environment and ensuring sustainable outcomes. That is why your Environmental Consultants Insurance needs to protect you with Professional Indemnity Cover should a client make a claim against you for your advice, should they believe it to be negligent and cause them damage in any way.
The Insurance Octopus’ personalised Business Insurance Policies are designed to suit your requirements ensuring that you can tailor your policy with the greatest of flexibility. You will have all of the essential cover you need in one simple business insurance policy.
What your Environmental Consultants Insurance Policy includes?
Professional Indemnity Cover
Professional Indemnity Insurance (PI insurance), will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity Cover limits from £50,000 to £10m.
Employers Liability Insurance Cover
Employers Liability Insurance Cover is required by law if you have one or more employees. Standard Employers Liability Cover is £10m and will protect you as the employer against claims from your staff should they be hurt whilst working for you.
Legal Fees can cover the cost of legal representation, which can be expensive if you do not have cover. Legal Fees can cover the costs of a claim or defence.
Associated Claims Costs
Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need for bringing in expert witnesses in a court hearing; essentially any additional costs associated with a claim.
Why you need Environmental Consultants Insurance?
As your business provides a professional service giving environmental advice, guidance and reports, your clients have an expectation of receiving expert guidance and a good standard of service. In your role you’ll be helping your clients through an environmental project’s cycle; from planning through to design, with that all in mind you will want to ensure you’re protected should something go wrong along the way.
If your client feels that the service expected of you has not been received, they could then make a legal claim for compensation and the potential costs to your business if a claim is successful can be extremely high. As well as legal expenses there could also be a compensation sum to pay in these cases so it’s important to ensure you’ve got the right cover in place to protect your financial security.
The Insurance Octopus will help you put together an Environmental Consultants Insurance package specifically tailored to your business needs by working with a selection of UK insurers to provide the widest choice of Professional Indemnity Insurance. By having flexibility with your Professional Indemnity Business Insurance Policy from The Insurance Octopus, you can make sure your cover fits your exact requirements. It couldn’t be easier to get covered.
We can offer comprehensive cover that will protect those working on a range of environmental issues
Insurance made for you
We cover a wide variety of trades and occupations, and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover you need. We can add cover for your business equipment at home, in the office or in transit and provide options for covering you in sector specific situations as required.
We can arrange same day cover
In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit. Get in touch with us today for more information.
Why choose The Insurance Octopus?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of Public Liability Cover. With more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
An expert who knows your industry
We’ll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
How it works?
Examples of Environmental Consultants Insurance in action
A major incident
A consultant working on a Tree Felling operation was seriously injured after a tree he was felling toppled over on him unexpectedly. After an investigation took place, it transpired that the fall took place due to the poor advice given by the environmental consultant who was working on the project. This led to him facing serious charges and a long period of legal action. Fortunately, he did not have to worry about the cost of defending the case as his Professional Indemnity Insurance was there to cover it.
Types of professionals we can cover
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