Estate Agents & Lettings Agents Insurance

  • Accommodating cover for estate & lettings agents 
  • Compare quotes from a wide range of insurers now
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Estate Agents Insurance

Whether you sell flats, apartments, bungalows or terraced houses, we can source a variety of Estate Agents insurance policies. We can research bespoke packages for a range of estate agents – including those that deal with semi-detached and detached houses, as well as townhouses and new build homes. Therefore, if your business is based in property, we will ensure you have the right level of cover. Through The Insurance Octopus, you get to create your own policy, only taking out the cover you need, with added value from our guidance and expertise. With flexible payment methods and access to top-rated insurers that can help you find the best deals, we’ve got your properties and your business covered.

For your insurance quote, please fill out our form or request a call back, and we’ll guide you through suitable choices. Should your business needs ever change, we’ll ensure all new cover is clear and update your policy, both stress- and charge-free.

What may be included in an Estate Agents Insurance Policy?

Commercial Combined Insurance awards

Buildings Insurance

If you operate out of a business premises, this policy will cover any damages to its structure, and pay for repairs and replacements.

Commercial Combined Insurance awards

Professional Indemnity Insurance

Should clients ever state you’ve given them incorrect information, handled contracts poorly, or given a low quality service that has hindered sales, this policy will cover any legal costs, compensation or claims in professional negligence cases.

Commercial Combined Insurance awards

Public Liability Cover

Should a client or member of the public suffer an injury while in your business premises, or while being shown around a property, this will cover any compensation claims, as well as any damages done to property.

Commercial Combined Insurance awards

Employers Liability Insurance

A legal requirement should you have staff, this keeps them protected should they suffer an injury, become ill or have any damages while working – due to their employer’s negligence – with £10m cover as standard.

What is insurance for estate & lettings agents?

A bespoke policy made for your estate agent and lettings agency business

As an estate or lettings agent, the type of business you’re in means you’ll want and need the right cover to ensure your business is protected should the worse happen, be it a claim or a loss. But with a comprehensive range of covers on offer, we are able to source and design the right cover for estate and lettings agents so you can be sure your business is adequately protected. With cover including Professional Indemnity, Public Liability and Employers Liability, we can supply you with a quote for your business insurance you can be happy with. By choosing dedicated Professional Indemnity cover for lettings and estate agents you can be sure you’re covered should your advice result in a claim being made against your business. 

Estate & Lettings Agents Insurance can include 

Professional Indemnity cover for estate agents

Professional Indemnity insurance offers protection for miss-advice, service errors, contract performance disputes or any other professional liability issues. With policies able to provide cover for court and legal defence costs as well as any awarded damages or compensation which might be due following a claim for professional negligence.

Public Liability Cover

An all important core cover available at sums ranging from £1 million to £5 million. Higher sums can also be made available upon request. This cover will ensure your business is covered should a customer or member of the public be injured or suffer property damage as a result of your businesses negligence.

Employers Liability Insurance

Employers Liability cover ensures you are covered in the event of a claim made by an employee of the business. With cover there to protect you in the event of employment tribunals or compensation claims made by staff. 

Business Interruption Insurance

Provides cover for a loss of profits caused by a disaster or loss, aiding you in getting your business back up and running again as soon as possible. The cover helps take care of a variety of business expenses over a set indemnity period, meaning you suffer as little interruption as possible, with cover based on your previous years trading accounts. 

Contents Cover

A comprehensive cover designed to protect your business’ all important office contents.

Buildings Insurance Cover

Protect the bricks and mortar parts of your business, with cover against damage to your business premises structure. This might include the floors, walls and roof of your commercial property and will typically also cover any fixtures and fittings too. 

We can source fundamental cover that lets you get on with running your business; with peace of mind should an insured loss occur. 

Why you need Estate Agents Insurance

Running a successful estate or lettings agency isn’t easy. Your clients look to you for advice, buyers, sellers, tenants and landlords, and expect you to be an expert in your field. But for times when mistakes are made professional indemnity is there to help. No good estate or lettings agency intends to give bad advice, but the financial consequences of doing so can be devastating. Whether you win or lose, or if you’re even at fault in the first place or not, the cost of defending a claim can take its toll both financially and in terms of stress. As an agency you’ll want to maintain a certain level of professionalism, with many agencies now requiring certain levels of insurance in order to meet the standards of joining certain industry bodies. The NAEA and RICS are just two such bodies that both require Professional Indemnity insurance to become a member.

Compare a wide range of dedicated business insurance covers for Estate Agents and Letting Agents

Professional Indemnity Insurance Brokers

Our insurance specialists are on hand to find and tailor an insurance policy to meet your businesses needs. With access to a wide panel of insurers we can source the best deals and levels of cover for a wide variety of business types. 

Insuring thousands of small businesses

We are wholly dedicated to delivering a best in class business insurance service, and we successfully source insurance for over 22,000 businesses. Get in touch with one of the team today for a quote. 

Why choose The Insurance Octopus?

We proudly make buying insurance simple and transparent, and our sourced cover comes with a range of benefits.

Up to £5 million of cover

Claims can be expensive, that’s why we source cover that offers up to £5 million worth of public liability cover for shops. With more available upon request.

Simple specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

A team that knows your industry

We’ll connect you with an agent who understands many of the challenges you face and can truly get to grips with the type of cover you need. 

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

How it works

Examples of Estate Agents & Lettings Agents Insurance in action

Not just a nightmare tenant

A firm of letting agents had a seriously unhappy landlord on their book after a tenant took off without paying any rent and left their flat in a terrible state. A detailed investigation revealed that the tenant referencing process had not been completed properly, leaving the agency open to a claim against them. Thankfully, they knew that the Professional Indemnity insurance that was in place for relevant workers would cover any costs that arose from this mistake. 

Types of professionals we can source

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