What is insurance for creative & media consultants?
Dedicated cover to enable you to keep doing what you love
As a creative consultant you will be offering a professional and creative service to your clients, making creative and media recommendations for businesses who will then rely on your expert advice. The work you do can ultimately leave you open to claims from clients who might deem the work they received as being inadequate and having led them to have suffered a financial loss of some kind. Even if the claim turns out to be spurious the cost of legal action alone can be costly. With the right policy, including professional indemnity cover you can protect your consultancy business against a wide range of risks and perils.
With the help of The Insurance Octopus, you will be able to put together a bespoke creative and media consultant’s insurance policy that suits your business needs.
What your creative & media consultant insurance policy includes includes
Employers Liability insurance
Employers Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
Professional Indemnity insurance for creative & media professionals
Professional Indemnity insurance, or PI insurance, will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity cover limits from £50,000 to £10m.
Public Liability insurance
Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurer’s terms and conditions.
Legal expenses cover for creative consultants
Legal expenses cover can help you with the costs of defending legal action.
Add on covers to consider:
Business interruption, personal accident, off shore working and more are all additional add-ons that can be increased or decreased as required. By having flexibility with your professional indemnity business insurance policy from The Insurance Octopus, you can make sure your insurance is just what you will need.
Why you need creative consultant insurance
If your business provides a professional service or gives some form of advice on a consultancy basis then your clients have an expectation of receiving expert guidance and a good service. If this service is not given, the customer could then make a legal claim. As a creative media consultant, the potential cost to your business if a claim is made can be high – as well as legal expenses there could also be compensation costs to pay. If you are not covered correctly it could be detrimental to your business.
The Insurance Octopus will help you to put together a business insurance package specifically tailored to the needs of a creative consultancy, by working with a selection of UK insurers providing the widest choice of PI insurance. We can add cover for your business equipment at home, in the office or whilst on the move, providing options for covering you in sector specific situations as required.
Arrange your specialist cover today
Get in touch with us today to arrange your cover – we can in most cases provide you with your business insurance and documents on the same day (subject to time of day restrictions). We can also help you spread the cost of your insurance premium via our direct debit.
Cover you can believe in
We cover a variety of trades and occupations, and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover you need.
Why choose us for your Creative consultants insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
We can't stop accidents from happening but our Professional Indemnity insurance will give you up to £5m worth of cover - with up £5 million worth of public liability insurance cover also included.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
Specialists who understand your profession
Connecting you with agents who specialise in your field. They understand many of the challenges you face, & can tailor a policy to your needs.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.