Understanding insurance for performing artists
Insurance that will perform as well as you do
Working in Performing Arts means you’ll need a reliable business insurance policy that will help you protect yourself from risks associated with your business. It’s important to make sure that you are fully insured as working alongside the general public poses many risks to both yourself and others, and unfortunately things can sometimes go wrong.
To help you when things to go as planned, make sure you’re financially protected with a tailored and comprehensive entertainment insurance policy with The Insurance Octopus. Our policies are designed to be flexible, allowing you to customise a low cost package exactly how you need it, ensuring you have all of the essential cover in one simple insurance package.
What your performing arts insurance policy includes
Public Liability insurance
Public Liability insurance cover provides protection in case someone who works for your business injures or damages a member of the public or their property. If the third party then claims against your business and are awarded damages, your Public Liability insurance would cover the costs including legal fees that may occur in defending a claim. Public Liability Insurance is one of the most common insurance policy elements. Policy covers are available from £1m, £2m, £5m and can be higher upon request and subject to the insurer’s terms and conditions.
Employers Liability cover
Employers Liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer, it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.
Additional covers for performing artists
You need to have the right insurance package at the right cost for the right insurance cover. The Insurance Octopus will endeavour to put a tailored business insurance package together for your specific needs, whether you need cover for your business equipment and tools, contents and more.
Comparing performing artist insurance quotes
One of our professional insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring you’ll get a bespoke policy where you only pay for the cover you need.
We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.
Why you need performing arts insurance
Working in Performing Arts, performing is your passion, you’ll perhaps be a dancer, singer, member of a musical production, actor or all the above! The last thing you’ll want to worry about is the potential costs incurred if something goes wrong during a workshop or performance. That’s why it’s important to look to get yourself covered, protecting your financial security.
Bespoke cover for performers
Our cover is bespoke meaning we’ll endeavour to look at specific policy extras to fully protect you as a performing artist. Our insurance specialists are trained to arrange cover for professionals like you.
Why choose us for your Performing Arts Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for performing artists - with more available on request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.