Understanding Insurance For Teachers and Tutors
Protection policies for a wide range of teaching professionals
Whether you are at your students’ premises, those of a third party or your own premises, working with children, students and mature students will expose you to many risks associated with teaching. This is why it is crucial to have financial protection in place for your profession, which is where The Insurance Octopus can help.
Because your students look to you for expertise and care, we can offer Professional Indemnity insurance to private teachers and tutors which would assist them if a claim was brought against you if you were accused of not teaching correctly or it’s argued you gave poor advice. Local education authorities (LEAs) and often private clients will of course look to hold you accountable if the certain results aren’t good enough. This can of course spell trouble for teachers and tutors so. A bespoke tailored teachers policy sourced through The Insurance Octopus gives you peace of mind, you can also be assured that can accommodates all teacher and education trades.
What a Teachers Insurance and Tutors Insurance Policy Includes
Employers’ Liability insurance
Employers Liability insurance is a legal obligation to have if you employ permanent or temporary members of staff to support your business. As an employer, it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.
Public Liability insurance for teachers
With liability levels available at £1m, £2m, £5m and more if needed.
All Risk protection
This protects your business equipment, including the likes of laptops and portable equipment, and covers it for the duration of your profession.
Personal Accident cover
If you are injured whilst working, Personal Accident cover will help with your financials for the specific period of time of when you are unable to work. This policy cover carries limitations and policy restrictions, and can cover up to 5 employees. Note that this option can also be used as an employees benefits package.
Legal Fees
Legal Expenses will cover against the large costs that could be incurred through commercial legal expenses if you become involved with court proceedings.
Learning Equipment cover
This includes your teaching tools from important books to laptops and other pieces of learning technology, and can also include cover for musical instruments. You should consider getting any specialist tools or equipment insured to reduce the risk of it affecting your business if it’s damaged, stolen or lost.
Benefits of Having Teachers and Tutors Insurance
With Teachers Insurance and Tutors Insurance policies, you can be assured that you have financial support of Public Liability insurance and Products Liability insurance protection of up to £2 million. Additionally there is the option through The Insurance Octopus to increase the Public Liability protection to £5 million, should a higher amount be advisable based on your activities.
Not all teaching is the same so our business insurance policy allows you to have a flexible and tailored package to suit your teaching needs.
Teaching is Hard, but Rewarding – Which is Why We
Want to Find You All the Perks of Cover.
Bespoke insurance for teachers
You will get a bespoke policy that ensures you only pay for the cover you need. We can source and provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.
Teacher’s insurance specialists
The Insurance Octopus’ Teacher and Tutor Insurance specialists can be on hand to take you through your options and discuss your individual needs. As a broker we’re able to source and compare quotes from a number of major UK insurers giving you a number of quote options.
Why Choose The Insurance Octopus to find Your Teachers & Tutors Insurance?
We proudly make buying insurance different and source cover that comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we source policies that offer up to £5 million worth of public liability cover. With more available upon request.
Simple specific cover
To help save you both time and money. We source and compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We’ll connect you with an agent who is a specialist in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Get Teacher and Tutor Insurance Off Your To Do List
Help protect and grow your business with tailor made Teachers Insurance through The Insurance Octopus
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